# NCB mPos vs VM Express Mobile App

The clearest difference is ratings volume: VM Express Mobile App at 38 against NCB mPos's 2. NCB mPos's advantage is iOS requirement (9.0 vs 14.0). On price, rating, review sentiment and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.0 for NCB mPos against 3.1 for VM Express Mobile App. That said, the two scores are not equally well evidenced: VM Express Mobile App has 38 ratings behind it against 2, so its average is the more settled of the two. Written reviews are what separate them: 0% of NCB mPos's written reviews are positive against 7% of VM Express Mobile App's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on October 11, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | NCB mPos | VM Express Mobile App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.0 (2 ratings)](https://appshunter.io/ios/app/ncb-mpos/id1454657592/reviews) | **[3.1 (38 ratings)](https://appshunter.io/ios/app/vm-express-mobile-app/id1479526529/reviews)** |
| Number of ratings | 2 | **38** |
| Positive reviews | 0.0% of reviews | **7.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | Free | Free |
| Size | 41 MB | 52 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Commercial Bank Jamaica Limited](https://appshunter.io/developer/1210195300) | [The Victoria Mutual Building Society](https://appshunter.io/developer/1475082282) |

## What reviewers say

### NCB mPos

[App page](https://appshunter.io/ios/app/ncb-mpos/id1454657592)

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

**Highlights:** Accepts Visa, MasterCard, and Multilink Debit Cards, Sends electronic receipts via email or text, Fully encrypted card reader data, Real-time sales reporting, Web dashboard for sales data analysis

**Features:** macOS Compatibility

**In-app purchases:** none


### VM Express Mobile App

[App page](https://appshunter.io/ios/app/vm-express-mobile-app/id1479526529)

Experience a new, convenient style of banking with this user-friendly platform. Perform transactions faster, anytime and anywhere, eliminating the need for physical bank visits. Enjoy features like international fund transfers, account management, and enhanced security.

**Highlights:** International and local fund transfers, View account activity, Currency exchange transactions, Check FX rates, Manage transaction limits, Set recurring transfers, Fingerprint and Face recognition security

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is NCB mPos free?

NCB mPos is free to download, with no in-app purchases.

### Is VM Express Mobile App free?

VM Express Mobile App is free to download, with no in-app purchases.

### Which has better reviews, NCB mPos or VM Express Mobile App?

VM Express Mobile App is rated higher. NCB mPos averages 3.0 out of 5 from 2 ratings, while VM Express Mobile App averages 3.1 from 38 ratings.

### Do NCB mPos or VM Express Mobile App have ads?

Neither NCB mPos nor VM Express Mobile App shows ads.

### Which is updated more often, NCB mPos or VM Express Mobile App?

NCB mPos ships an update every 4 months, and VM Express Mobile App every 4 months. Most recently, NCB mPos was updated on October 11, 2026 and VM Express Mobile App on October 15, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*