# NCB mPos vs VM Digital Token

The clearest difference is update cadence: NCB mPos at every 4 months against VM Digital Token's every 12 months. NCB mPos also leads on iOS requirement (9.0 vs 13.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NCB mPos ships an update every 4 months, VM Digital Token every 12 months. The most recent releases landed on September 9, 2026 and September 10, 2026 respectively.

## The numbers

| Metric | NCB mPos | VM Digital Token |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (2 ratings)](https://appshunter.io/ios/app/ncb-mpos/id1454657592/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 12 months |
| Monetization | Free | — |
| Size | 41 MB | 6 MB |
| Requires iOS | **9.0** | 13.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [National Commercial Bank Jamaica Limited](https://appshunter.io/developer/1210195300) | [The Victoria Mutual Building Society](https://appshunter.io/developer/1475082282) |

## What reviewers say

### NCB mPos

[App page](https://appshunter.io/ios/app/ncb-mpos/id1454657592)

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

**Highlights:** Accepts Visa, MasterCard, and Multilink Debit Cards, Sends electronic receipts via email or text, Fully encrypted card reader data, Real-time sales reporting, Web dashboard for sales data analysis

**Features:** macOS Compatibility

**In-app purchases:** none


### VM Digital Token

[App page](https://appshunter.io/ios/app/vm-digital-token/id1555730354)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is NCB mPos free?

NCB mPos is free to download, with no in-app purchases.

### Is VM Digital Token free?

VM Digital Token is free to download, with no in-app purchases.

### Do NCB mPos or VM Digital Token have ads?

Neither NCB mPos nor VM Digital Token shows ads.

### Which is updated more often, NCB mPos or VM Digital Token?

NCB mPos ships an update every 4 months, and VM Digital Token every 12 months. Most recently, NCB mPos was updated on September 9, 2026 and VM Digital Token on September 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*