# NCB mPos vs HandyPay

The clearest difference is review sentiment: HandyPay at 100% against NCB mPos's 0%. HandyPay also leads on rating (4.8 vs 3.7) and update cadence (every 11 days vs every 4 months). NCB mPos's advantage is iOS requirement (9.0 vs 15.1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HandyPay holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: HandyPay has 17 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 0% of NCB mPos's written reviews are positive against 100% of HandyPay's.

NCB mPos ships an update every 4 months, HandyPay every 11 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | NCB mPos | HandyPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/ncb-mpos/id1454657592/reviews) | **[4.8 (17 ratings)](https://appshunter.io/ios/app/handypay/id6751820310/reviews)** |
| Number of ratings | 3 | **17** |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 41 MB | 94 MB |
| Requires iOS | **9.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [National Commercial Bank Jamaica Limited](https://appshunter.io/developer/1210195300) | [handyhurry llc](https://appshunter.io/developer/1836999088) |

## What reviewers say

### NCB mPos

[App page](https://appshunter.io/ios/app/ncb-mpos/id1454657592)

This payment processing app enables merchants to accept card payments directly on their iPhone. It supports major card networks and provides electronic receipts for customers. Merchants can also access a web dashboard for real-time sales data analysis.

**Highlights:** Accepts Visa, MasterCard, and Multilink Debit Cards, Sends electronic receipts via email or text, Fully encrypted card reader data, Real-time sales reporting, Web dashboard for sales data analysis

**Features:** macOS Compatibility

**In-app purchases:** none


### HandyPay

[App page](https://appshunter.io/ios/app/handypay/id6751820310)

Accept card payments instantly using your phone, no reader required. Generate QR codes or payment links for quick transactions. Funds are deposited directly into your bank account.

**Highlights:** Accept card payments with phone, No card reader needed, No monthly fees, Generate QR codes, Shareable payment links, Direct bank payouts

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is NCB mPos free?

NCB mPos is free to download, with no in-app purchases.

### Is HandyPay free?

HandyPay is free to download, with no in-app purchases.

### Which has better reviews, NCB mPos or HandyPay?

HandyPay is rated higher. NCB mPos averages 3.7 out of 5 from 3 ratings, while HandyPay averages 4.8 from 17 ratings.

### Do NCB mPos or HandyPay have ads?

Neither NCB mPos nor HandyPay shows ads.

### Which is updated more often, NCB mPos or HandyPay?

NCB mPos ships an update every 4 months, and HandyPay every 11 days. Most recently, NCB mPos was updated on October 24, 2026 and HandyPay on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*