# Upay סליקת אשראי ונכיון לעסקים vs LAYA

The clearest difference is update cadence: LAYA at weekly against Upay סליקת אשראי ונכיון לעסקים's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Upay סליקת אשראי ונכיון לעסקים ships an update every 2 months, LAYA weekly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Upay סליקת אשראי ונכיון לעסקים | LAYA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.9 (14 ratings)](https://appshunter.io/ios/app/laya/id6449288260/reviews)** |
| Number of ratings | — | **14** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | — | Free |
| Size | 46 MB | 190 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Upay Finance LTD](https://appshunter.io/developer/1455452042) | [Laya](https://appshunter.io/developer/1677395264) |

## What reviewers say

### Upay סליקת אשראי ונכיון לעסקים

[App page](https://appshunter.io/ios/app/upay/id1455452043)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### LAYA

[App page](https://appshunter.io/ios/app/laya/id6449288260)

This digital wallet simplifies international payments with zero currency exchange fees and real-time exchange rates. It offers secure transactions, smart group expense splitting, and direct currency purchases within the app, all managed through a user-friendly Hebrew interface.

**Highlights:** Zero currency exchange fees, Real-time exchange rates, Smart group expense splitting, Secure digital and physical card, Direct currency purchase in-app, Hebrew interface and customer support

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Upay סליקת אשראי ונכיון לעסקים free?

Upay סליקת אשראי ונכיון לעסקים is free to download, with no in-app purchases.

### Is LAYA free?

LAYA is free to download, with no in-app purchases.

### Do Upay סליקת אשראי ונכיון לעסקים or LAYA have ads?

Neither Upay סליקת אשראי ונכיון לעסקים nor LAYA shows ads.

### Which is updated more often, Upay סליקת אשראי ונכיון לעסקים or LAYA?

Upay סליקת אשראי ונכיון לעסקים ships an update every 2 months, and LAYA weekly. Most recently, Upay סליקת אשראי ונכיון לעסקים was updated on November 6, 2026 and LAYA on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*