# 钱小乐 vs 360分期贷

The clearest difference is review sentiment: 360分期贷 at 100% against 钱小乐's 35%. 360分期贷 also leads on rating (1.5 vs 1.0). 钱小乐's advantage is ads (none vs shown). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

360分期贷 holds the better App Store score, 1.5 against 1.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews point the same way: 35% of 钱小乐's written reviews are positive against 100% of 360分期贷's.

钱小乐 ships an update every 6 weeks, 360分期贷 every 3 weeks. The most recent releases landed on October 6, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | 钱小乐 | 360分期贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.0 (1 ratings)](https://appshunter.io/ios/app/id1455814939/reviews) | **[1.5 (2 ratings)](https://appshunter.io/ios/app/360/id1505284951/reviews)** |
| Number of ratings | 1 | **2** |
| Positive reviews | 35.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 6 weeks | **Every 3 weeks** |
| Monetization | — | Ad-supported |
| Size | 90 MB | 81 MB |
| Requires iOS | **12.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Shanghai JiaShu Technology Co., Ltd](https://appshunter.io/developer/1835870633) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 钱小乐

[App page](https://appshunter.io/ios/app/id1455814939)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360分期贷

[App page](https://appshunter.io/ios/app/360/id1505284951)

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

**Highlights:** Consumer installment loans, Flexible repayment plans, Competitive interest rates, Secure transactions, Quality assurance for purchases, Online application and approval

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 钱小乐 free?

钱小乐 is free to download, with no in-app purchases.

### Is 360分期贷 free?

360分期贷 is free to download, with no in-app purchases.

### Which has better reviews, 钱小乐 or 360分期贷?

360分期贷 is rated higher. 钱小乐 averages 1.0 out of 5 from 1 ratings, while 360分期贷 averages 1.5 from 2 ratings.

### Do 钱小乐 or 360分期贷 have ads?

360分期贷 shows ads; 钱小乐 does not.

### Which is updated more often, 钱小乐 or 360分期贷?

钱小乐 ships an update every 6 weeks, and 360分期贷 every 3 weeks. Most recently, 钱小乐 was updated on October 6, 2026 and 360分期贷 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*