# iCreditWorks vs Level Lending

The clearest difference is rating: iCreditWorks at 4.8 against Level Lending's 1.0. iCreditWorks also leads on ratings volume (1.3K vs 1). Level Lending's advantage is iOS requirement (15.6 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iCreditWorks holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 1, so its average is the more settled of the two.

iCreditWorks ships an update every 2 weeks, Level Lending every 3 weeks. The most recent releases landed on October 26, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | iCreditWorks | Level Lending |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/icreditworks/id1455870277/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/level-lending/id6444685628/reviews) |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 78.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 3 weeks |
| Monetization | Free | Free |
| Size | 536 MB | 154 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [iCreditWorks](https://appshunter.io/developer/1455870276) | [Level Lending](https://appshunter.io/developer/1656113464) |

## What reviewers say

### iCreditWorks

[App page](https://appshunter.io/ios/app/icreditworks/id1455870277)

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

**Highlights:** Apply for financing, Affordable interest rates, Low monthly payments, Credit decision in seconds, Biometric identity validation, Secure document signing, Account management 24/7

**In-app purchases:** none

**What reviewers like**

- 🚀 Super easy to use
- 👍 Convenient app experience
- 🚀 Fast and efficient
- 👍 Great customer service
- 🚀 Quick approval process

**What reviewers complain about**

- ⏱️ Lengthy financing process
- 🐛 Inconsistent app performance
- 🔍 Lack of transparency on fees

**Reported bugs**

- Issues with autopay and payment processing
- Verification problems causing application rejections

**Requested features**

- Improve communication on returned payments
- Enhance app stability and reliability


### Level Lending

[App page](https://appshunter.io/ios/app/level-lending/id6444685628)

Manage your loans, tasks, and important documents to improve your financial well-being. This application helps you stay organized and in control of your financial life.

**Highlights:** Loan management, Task tracking, Document organization, Financial health monitoring

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iCreditWorks free?

iCreditWorks is free to download, with no in-app purchases.

### Is Level Lending free?

Level Lending is free to download, with no in-app purchases.

### Which has better reviews, iCreditWorks or Level Lending?

iCreditWorks is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while Level Lending averages 1.0 from 1 ratings.

### Do iCreditWorks or Level Lending have ads?

Neither iCreditWorks nor Level Lending shows ads.

### Which is updated more often, iCreditWorks or Level Lending?

iCreditWorks ships an update every 2 weeks, and Level Lending every 3 weeks. Most recently, iCreditWorks was updated on October 26, 2026 and Level Lending on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*