# iCreditWorks vs Lendee App

The clearest difference is review sentiment: iCreditWorks at 79% against Lendee App's 23%. iCreditWorks also leads on rating (4.8 vs 3.2) and ratings volume (1.3K vs 110). Lendee App's advantage is update cadence (every 5 days vs every 2 weeks) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

iCreditWorks holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 110, so its average is the more settled of the two. Written reviews point the same way: 79% of iCreditWorks's written reviews are positive against 23% of Lendee App's.

iCreditWorks ships an update every 2 weeks, Lendee App every 5 days. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | iCreditWorks | Lendee App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/icreditworks/id1455870277/reviews)** | [3.2 (110 ratings)](https://appshunter.io/ios/app/lendee-app/id6737959895/reviews) |
| Number of ratings | **1.3K** | 110 |
| Positive reviews | **78.6% of reviews** | 23.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 536 MB | 147 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 17+ | 17+ |
| Developer | [iCreditWorks](https://appshunter.io/developer/1455870276) | [Lendee App](https://appshunter.io/developer/1604333528) |

## What reviewers say

### iCreditWorks

[App page](https://appshunter.io/ios/app/icreditworks/id1455870277)

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

**Highlights:** Apply for financing, Affordable interest rates, Low monthly payments, Credit decision in seconds, Biometric identity validation, Secure document signing, Account management 24/7

**In-app purchases:** none

**What reviewers like**

- 🚀 Super easy to use
- 👍 Convenient app experience
- 🚀 Fast and efficient
- 👍 Great customer service
- 🚀 Quick approval process

**What reviewers complain about**

- ⏱️ Lengthy financing process
- 🐛 Inconsistent app performance
- 🔍 Lack of transparency on fees

**Reported bugs**

- Issues with autopay and payment processing
- Verification problems causing application rejections

**Requested features**

- Improve communication on returned payments
- Enhance app stability and reliability


### Lendee App

[App page](https://appshunter.io/ios/app/lendee-app/id6737959895)

Invest in business payment plans by purchasing outstanding receivables at a discount. Earn returns as customers make their scheduled payments, with all servicing handled for you. Redeploy your earnings or transfer them to your bank account.

**Highlights:** Explore and filter available contracts, Evaluate business and customer profiles, Purchase whole or partial contracts, Collect payments via Lendee Wallet, Redeploy earnings or transfer to bank, Servicing handled by a third party

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iCreditWorks free?

iCreditWorks is free to download, with no in-app purchases.

### Is Lendee App free?

Lendee App is free to download, with no in-app purchases.

### Which has better reviews, iCreditWorks or Lendee App?

iCreditWorks is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while Lendee App averages 3.2 from 110 ratings.

### Do iCreditWorks or Lendee App have ads?

Neither iCreditWorks nor Lendee App shows ads.

### Which is updated more often, iCreditWorks or Lendee App?

iCreditWorks ships an update every 2 weeks, and Lendee App every 5 days. Most recently, iCreditWorks was updated on October 29, 2026 and Lendee App on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*