# iCreditWorks vs UmmahCrowd

The clearest difference is update cadence: UmmahCrowd at every 2 days against iCreditWorks's every 2 weeks. UmmahCrowd also leads on rating (5.0 vs 4.8) and iOS requirement (15.1 vs 17.0). iCreditWorks's advantage is ratings volume (1.3K vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UmmahCrowd holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: iCreditWorks has 1.3K ratings behind it against 1, so its average is the more settled of the two.

iCreditWorks ships an update every 2 weeks, UmmahCrowd every 2 days. The most recent releases landed on October 29, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | iCreditWorks | UmmahCrowd |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/icreditworks/id1455870277/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ummahcrowd/id6755730963/reviews)** |
| Number of ratings | **1.3K** | 1 |
| Positive reviews | 78.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Monetization | Free | Free |
| Size | 536 MB | 78 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [iCreditWorks](https://appshunter.io/developer/1455870276) | [Shukrullo Khojaev](https://appshunter.io/developer/1855918564) |

## What reviewers say

### iCreditWorks

[App page](https://appshunter.io/ios/app/icreditworks/id1455870277)

Apply for financing with affordable interest rates and low monthly payments directly from your iPhone. Get a credit decision in seconds, select the best loan option, and manage your account 24/7. Features biometric identity validation for security and educational resources for financial health.

**Highlights:** Apply for financing, Affordable interest rates, Low monthly payments, Credit decision in seconds, Biometric identity validation, Secure document signing, Account management 24/7

**In-app purchases:** none

**What reviewers like**

- 🚀 Super easy to use
- 👍 Convenient app experience
- 🚀 Fast and efficient
- 👍 Great customer service
- 🚀 Quick approval process

**What reviewers complain about**

- ⏱️ Lengthy financing process
- 🐛 Inconsistent app performance
- 🔍 Lack of transparency on fees

**Reported bugs**

- Issues with autopay and payment processing
- Verification problems causing application rejections

**Requested features**

- Improve communication on returned payments
- Enhance app stability and reliability


### UmmahCrowd

[App page](https://appshunter.io/ios/app/ummahcrowd/id6755730963)

This platform empowers the Muslim community to launch startups, raise funds for various causes, and send e-gifts. It leverages AI to help users create compelling campaign descriptions and connect with their community for support.

**Highlights:** AI-powered campaign creation, Crowdfunding for causes, Startup funding and pre-orders, E-gifting for special occasions, Community support and engagement, Track campaign progress

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is iCreditWorks free?

iCreditWorks is free to download, with no in-app purchases.

### Is UmmahCrowd free?

UmmahCrowd is free to download, with no in-app purchases.

### Which has better reviews, iCreditWorks or UmmahCrowd?

UmmahCrowd is rated higher. iCreditWorks averages 4.8 out of 5 from 1.3K ratings, while UmmahCrowd averages 5.0 from 1 ratings.

### Do iCreditWorks or UmmahCrowd have ads?

Neither iCreditWorks nor UmmahCrowd shows ads.

### Which is updated more often, iCreditWorks or UmmahCrowd?

iCreditWorks ships an update every 2 weeks, and UmmahCrowd every 2 days. Most recently, iCreditWorks was updated on October 29, 2026 and UmmahCrowd on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*