# NRP Mobile Banking vs SmartHeritance

The clearest difference is rating: NRP Mobile Banking at 5.0 against SmartHeritance's 3.5. NRP Mobile Banking also leads on in-app purchases (none vs 5) and ratings volume (11 vs 2). SmartHeritance's advantage is update cadence (every 8 days vs every 2 months). On price, ads and device support there is nothing between them.

Both are free to download. SmartHeritance sells 5 in-app purchases, starting at $1.99 per month. NRP Mobile Banking asks for nothing beyond the download.

NRP Mobile Banking holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: NRP Mobile Banking has 11 ratings behind it against 2, so its average is the more settled of the two.

NRP Mobile Banking ships an update every 2 months, SmartHeritance every 8 days. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | NRP Mobile Banking | SmartHeritance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (11 ratings)](https://appshunter.io/ios/app/nrp-mobile-banking/id1456034039/reviews)** | [3.5 (2 ratings)](https://appshunter.io/ios/app/smartheritance/id6738647354/reviews) |
| Number of ratings | **11** | 2 |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | **Free** | Freemium |
| Size | 99 MB | 62 MB |
| Requires iOS | **14.7** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [New Republic Savings Bank](https://appshunter.io/developer/1456034038) | [SmartHeritance Inc.](https://appshunter.io/developer/1781634974) |

## What reviewers say

### NRP Mobile Banking

[App page](https://appshunter.io/ios/app/nrp-mobile-banking/id1456034039)

Access your New Republic Bank accounts with a user-friendly interface. View performance reports for specific time frames and account types. Requires authorization as a New Republic Bank client.

**Highlights:** Account access, Performance reports, Specific time frames, Account types, Simple interface

**Features:** macOS Compatibility

**In-app purchases:** none


### SmartHeritance

[App page](https://appshunter.io/ios/app/smartheritance/id6738647354)

Organize essential family information, including financial details, digital accounts, and personal memories, to ensure your loved ones have clarity during difficult times. Automates discovery and updates to provide critical information when it's needed most.

**Highlights:** Organize financial information, Manage digital accounts, Store personal memories, Automatic information discovery, Automatic updates, Automatic information release

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Basic Monthly | $1.99 | per month |
| Premium Monthly | $3.99 | per month |
| Basic Yearly | $19.99 | per year |
| Premium Yearly | $40.00 | per year |
| Will PDF Generation | $1.00 | one-time |


## Frequently asked questions

### Is NRP Mobile Banking free?

NRP Mobile Banking is free to download, with no in-app purchases.

### Is SmartHeritance free?

SmartHeritance is free to download, with in-app purchases available.

### Which has better reviews, NRP Mobile Banking or SmartHeritance?

NRP Mobile Banking is rated higher. NRP Mobile Banking averages 5.0 out of 5 from 11 ratings, while SmartHeritance averages 3.5 from 2 ratings.

### Do NRP Mobile Banking or SmartHeritance have ads?

Neither NRP Mobile Banking nor SmartHeritance shows ads.

### Which is updated more often, NRP Mobile Banking or SmartHeritance?

NRP Mobile Banking ships an update every 2 months, and SmartHeritance every 8 days. Most recently, NRP Mobile Banking was updated on November 2, 2026 and SmartHeritance on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*