# Legacy Mortgage vs MyFPCU

The clearest difference is monetization model: Legacy Mortgage at free against MyFPCU's free with in-app purchases. Legacy Mortgage also leads on rating (5.0 vs 4.8). MyFPCU's advantage is ratings volume (8.5K vs 1) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Legacy Mortgage holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: MyFPCU has 8.5K ratings behind it against 1, so its average is the more settled of the two.

Legacy Mortgage ships an update every 3 months, MyFPCU monthly. The most recent releases landed on October 2, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Legacy Mortgage | MyFPCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/legacy-mortgage/id1456165331/reviews)** | [4.8 (8.5K ratings)](https://appshunter.io/ios/app/myfpcu/id1474660587/reviews) |
| Number of ratings | 1 | **8.5K** |
| Positive reviews | — | 61.2% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 102 MB | 196 MB |
| Requires iOS | **18.0** | 18.4 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 12+ |
| Developer | [Legacy Mortgage](https://appshunter.io/developer/1456165330) | [Financial Plus FCU](https://appshunter.io/developer/731070567) |

## What reviewers say

### Legacy Mortgage

[App page](https://appshunter.io/ios/app/legacy-mortgage/id1456165331)

Streamline your mortgage journey with real-time loan status updates, document scanning, and direct communication with your loan officer. Estimate payments for new homes or calculate refinancing savings with built-in tools.

**Highlights:** Real-time loan status updates, Mobile document scanning, Mortgage calculator, Refinancing cost/savings calculator, Direct loan officer communication, Access loan documentation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MyFPCU

[App page](https://appshunter.io/ios/app/myfpcu/id1474660587)

Manage all your financial accounts, from various institutions, in one secure place. Organize transactions with tags and photos, set balance alerts, and make payments or transfers. Deposit checks remotely, manage your debit card, and find nearby branches and ATMs.

**Highlights:** Aggregate accounts from other banks, Organize transactions with tags and photos, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 🚀 Quick and easy to use
- 💡 Helpful customer service
- 🚀 Smooth app operation

**What reviewers complain about**

- 🐛 Unreliable mobile deposit
- 🐛 Inaccurate account balances
- 🐛 Connectivity issues
- 🐛 Confusing navigation

**Reported bugs**

- Mobile deposit not working
- App lags behind in updating transactions
- Credit card activation errors
- Inability to access savings account

**Requested features**

- Ability to view mortgage transactions
- Option to receive paper statements
- Multi-account access on one device
- Dark mode option


## Frequently asked questions

### Is Legacy Mortgage free?

Legacy Mortgage is free to download, with no in-app purchases.

### Is MyFPCU free?

MyFPCU is free to download, with no in-app purchases.

### Which has better reviews, Legacy Mortgage or MyFPCU?

Legacy Mortgage is rated higher. Legacy Mortgage averages 5.0 out of 5 from 1 ratings, while MyFPCU averages 4.8 from 8.5K ratings.

### Do Legacy Mortgage or MyFPCU have ads?

Neither Legacy Mortgage nor MyFPCU shows ads.

### Which is updated more often, Legacy Mortgage or MyFPCU?

Legacy Mortgage ships an update every 3 months, and MyFPCU monthly. Most recently, Legacy Mortgage was updated on October 2, 2026 and MyFPCU on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*