# Central State CU vs Dibs

The clearest difference is review sentiment: Dibs at 100% against Central State CU's 59%. Dibs also leads on update cadence (every 10 days vs monthly) and rating (5.0 vs 4.8). Central State CU's advantage is in-app purchases (none vs 3) and ratings volume (2K vs 4). On price and ads there is nothing between them.

Both are free to download. Dibs sells 3 one-off in-app purchases. Central State CU asks for nothing beyond the download.

Dibs holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Central State CU has 2K ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 59% of Central State CU's written reviews are positive against 100% of Dibs's.

Central State CU ships an update monthly, Dibs every 10 days. The most recent releases landed on October 12, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Central State CU | Dibs |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (2K ratings)](https://appshunter.io/ios/app/central-state-cu/id1456393527/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/dibs-split-the-bill/id6785724705/reviews)** |
| Number of ratings | **2K** | 4 |
| Positive reviews | 59.4% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 10 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 67 MB | 1 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Central State Credit Union](https://appshunter.io/developer/740019056) | [CHICO RAMOS MALTO](https://appshunter.io/developer/6785724707) |

## What reviewers say

### Central State CU

[App page](https://appshunter.io/ios/app/central-state-cu/id1456393527)

Manage your finances on the go with this mobile banking application. Check balances, transfer funds, pay bills, and deposit checks using your device's camera. Securely access your accounts with fingerprint or facial recognition.

**Highlights:** Check account balances and transactions, Transfer funds between accounts, Pay bills and manage payees, Deposit checks via camera, Find nearby branches and ATMs, Secure login with Touch ID/Face ID

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Easy to use
- 👍 Helpful staff
- 👍 Reliable app

**What reviewers complain about**

- 🐛 Slow app performance
- 🐛 Login/app issues
- 🐛 Unreliable transactions

**Reported bugs**

- App crashes frequently
- Accounts not loading properly

**Requested features**

- Add ability to transfer to other members
- Improve password management


### Dibs

[App page](https://appshunter.io/ios/app/dibs-split-the-bill/id6785724705)

Effortlessly divide restaurant bills by item, ensuring fair splits for everyone. Simply photograph your receipt, tag who ate what, and let the app calculate individual totals, including proportional tax and tip. Settle up easily through Venmo or a simple message.

**Highlights:** On-device receipt scanning, Manual item entry and correction, Assign items to diners, Proportional tax and tip calculation, Venmo payment integration, Local split history

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $0.99 | one-time |
| Medium Tip | $2.99 | one-time |
| Large Tip | $4.99 | one-time |


## Frequently asked questions

### Is Central State CU free?

Central State CU is free to download, with no in-app purchases.

### Is Dibs free?

Dibs is free to download, with in-app purchases available.

### Which has better reviews, Central State CU or Dibs?

Dibs is rated higher. Central State CU averages 4.8 out of 5 from 2K ratings, while Dibs averages 5.0 from 4 ratings.

### Do Central State CU or Dibs have ads?

Neither Central State CU nor Dibs shows ads.

### Which is updated more often, Central State CU or Dibs?

Central State CU ships an update monthly, and Dibs every 10 days. Most recently, Central State CU was updated on October 12, 2026 and Dibs on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*