# Ренессанс страхование vs Штрафы

The clearest difference is rating: Штрафы at 4.6 against Ренессанс страхование's 4.4. Штрафы also leads on review sentiment (65% vs 47%). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Штрафы holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 88 and 149 respectively. Written reviews point the same way: 47% of Ренессанс страхование's written reviews are positive against 65% of Штрафы's.

Ренессанс страхование ships an update fortnightly, Штрафы every 10 days. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Ренессанс страхование | Штрафы |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (88 ratings)](https://appshunter.io/ios/app/id1456449980/reviews) | **[4.6 (149 ratings)](https://appshunter.io/ios/app/fineapp/id1610376114/reviews)** |
| Number of ratings | 88 | **149** |
| Positive reviews | 46.7% of reviews | **65.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 10 days** |
| Monetization | Free | Free |
| Size | 305 MB | 267 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Ренессанс страхование](https://appshunter.io/developer/908738979) | [LLC FineApp](https://appshunter.io/developer/1658169736) |

## What reviewers say

### Ренессанс страхование

[App page](https://appshunter.io/ios/app/id1456449980)

Manage your car, mortgage, and property insurance policies online. View policy details, renew coverage, report incidents, and make policy changes. Stay informed about new services and offers, and receive comprehensive insurance support.

**Highlights:** View policy information, Renew insurance policies, Report incidents and track claims, Make policy changes, Discover new services and offers, Receive insurance support

**Features:** Apple Wallet

**In-app purchases:** none


### Штрафы

[App page](https://appshunter.io/ios/app/fineapp/id1610376114)

Easily check and pay traffic fines across Russia with photo evidence. Get car reports, pay tolls, and even arrange for tow trucks or accident commissioners. Earn in-app currency for referrals to cover fines.

**Highlights:** Check traffic fines with photos, Pay fines with discount, Car status reports, Toll road payments, New fine notifications, Evacuator and accident commissioner calls, OSAGO policy issuance

**In-app purchases:** none


## Frequently asked questions

### Is Ренессанс страхование free?

Ренессанс страхование is free to download, with no in-app purchases.

### Is Штрафы free?

Штрафы is free to download, with no in-app purchases.

### Which has better reviews, Ренессанс страхование or Штрафы?

Штрафы is rated higher. Ренессанс страхование averages 4.4 out of 5 from 88 ratings, while Штрафы averages 4.6 from 149 ratings.

### Do Ренессанс страхование or Штрафы have ads?

Neither Ренессанс страхование nor Штрафы shows ads.

### Which is updated more often, Ренессанс страхование or Штрафы?

Ренессанс страхование ships an update fortnightly, and Штрафы every 10 days. Most recently, Ренессанс страхование was updated on November 2, 2026 and Штрафы on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*