# Medibank OSHC vs CalMaster

The clearest difference is in-app purchases: Medibank OSHC at none against CalMaster's 3. CalMaster's advantage is update cadence (daily vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. CalMaster sells 3 in-app purchases, starting at $3.99 per month. Medibank OSHC asks for nothing beyond the download.

Medibank OSHC ships an update every 5 months, CalMaster daily. The most recent releases landed on November 2, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Medibank OSHC | CalMaster |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/medibank-oshc/id1456559732/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 8.9% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 months | **Daily** |
| Monetization | Free | — |
| Size | 60 MB | 29 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Medibank Private Limited](https://appshunter.io/developer/444675138) | [毕禾 赵](https://appshunter.io/developer/1891222778) |

## What reviewers say

### Medibank OSHC

[App page](https://appshunter.io/ios/app/medibank-oshc/id1456559732)

Manage your health cover on the go with this app. Submit claims, access mental health support, and speak to a registered nurse 24/7. Find nearby direct billing providers and access your digital membership card.

**Highlights:** Submit medical claims, Access mental health support, 24/7 nurse support line, Find direct billing providers, GPS provider tracker, Digital membership card

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (sometimes)
- 👍 Great features (sometimes)
- 👍 Awesome app (rarely)

**What reviewers complain about**

- 🐛 Cannot log in
- 🐛 Invalid password errors
- 🐛 App crashes frequently
- 🐛 App not opening
- 🐛 Login issues on app but not website

**Reported bugs**

- Login fails with correct password
- App crashes on launch
- App freezes and is not aligned to screen
- Cannot submit claim due to file size limits
- Offline errors despite good connection

**Requested features**

- Add card to phone wallet
- Increase document upload file size limit
- Add Apple Wallet support
- Allow direct photo upload for claims
- Improve date of birth entry method


### CalMaster

[App page](https://appshunter.io/ios/app/calmaster-ai-calorie-tracker/id6762075549)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium | $3.99 | per month |
| Yearly Premium | $22.99 | per year |
| Lifetime Premium | $44.99 | one-time |


## Frequently asked questions

### Is Medibank OSHC free?

Medibank OSHC is free to download, with no in-app purchases.

### Is CalMaster free?

CalMaster is free to download, with in-app purchases available.

### Do Medibank OSHC or CalMaster have ads?

Neither Medibank OSHC nor CalMaster shows ads.

### Which is updated more often, Medibank OSHC or CalMaster?

Medibank OSHC ships an update every 5 months, and CalMaster daily. Most recently, Medibank OSHC was updated on November 2, 2026 and CalMaster on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*