# Ongo PayTrack vs nPin

The clearest difference is in-app purchases: Ongo PayTrack at none against nPin's 1. Ongo PayTrack also leads on iOS requirement (13.0 vs 17.0). nPin's advantage is update cadence (every 4 weeks vs every 12 months). On price, ads and device support there is nothing between them.

Both are free to download. nPin sells 1 one-off in-app purchase. Ongo PayTrack asks for nothing beyond the download.

Ongo PayTrack ships an update every 12 months, nPin every 4 weeks. The most recent releases landed on October 1, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Ongo PayTrack | nPin |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/npin/id1587705717/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 4 weeks** |
| Monetization | — | Free |
| Size | 15 MB | 5 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [India Transact Services Limited](https://appshunter.io/developer/1079422556) | [Hamza Nizameddin](https://appshunter.io/developer/1581974400) |

## What reviewers say

### Ongo PayTrack

[App page](https://appshunter.io/ios/app/ongo-paytrack/id1456732809)

**In-app purchases:** none


### nPin

[App page](https://appshunter.io/ios/app/npin/id1587705717)

Securely store and access your credit card PINs using only the last four digits of your card. Protect sensitive information with passcode and FaceID authentication. Organize multiple cards for convenient and secure access.

**Highlights:** Store PINs with last four digits, Scan card numbers with camera, Passcode and FaceID protection, Organize multiple credit cards, Enhanced data security

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Version | $2.99 | one-time |


## Frequently asked questions

### Is Ongo PayTrack free?

Ongo PayTrack is free to download, with no in-app purchases.

### Is nPin free?

nPin is free to download, with in-app purchases available.

### Do Ongo PayTrack or nPin have ads?

Neither Ongo PayTrack nor nPin shows ads.

### Which is updated more often, Ongo PayTrack or nPin?

Ongo PayTrack ships an update every 12 months, and nPin every 4 weeks. Most recently, Ongo PayTrack was updated on October 1, 2026 and nPin on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*