# Ongo PayTrack vs Kial

The clearest difference is update cadence: Kial at every 5 days against Ongo PayTrack's every 12 months. Ongo PayTrack's advantage is iOS requirement (13.0 vs 16.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ongo PayTrack ships an update every 12 months, Kial every 5 days. The most recent releases landed on October 26, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Ongo PayTrack | Kial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/kial-budget-and-expense-tracker/id6774383581/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 5 days** |
| Monetization | — | Free |
| Size | 15 MB | 63 MB |
| Requires iOS | **13.0** | 16.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [India Transact Services Limited](https://appshunter.io/developer/1079422556) | [NOE MUNOZ SANCHEZ](https://appshunter.io/developer/1848248142) |

## What reviewers say

### Ongo PayTrack

[App page](https://appshunter.io/ios/app/ongo-paytrack/id1456732809)

**In-app purchases:** none


### Kial

[App page](https://appshunter.io/ios/app/kial-budget-and-expense-tracker/id6774383581)

A personal finance app that simplifies money management by allowing users to track expenses, income, and budgets. It offers customizable dashboards, receipt scanning, and bill reminders in a beautiful, user-friendly interface.

**Highlights:** Log expenses with just an amount, Track income and spending, Customizable dashboard with widgets, Scan receipts for automatic data entry, Set and track budgets, Manage savings goals, Bill and subscription reminders

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Ongo PayTrack free?

Ongo PayTrack is free to download, with no in-app purchases.

### Is Kial free?

Kial is free to download, with no in-app purchases.

### Do Ongo PayTrack or Kial have ads?

Neither Ongo PayTrack nor Kial shows ads.

### Which is updated more often, Ongo PayTrack or Kial?

Ongo PayTrack ships an update every 12 months, and Kial every 5 days. Most recently, Ongo PayTrack was updated on October 26, 2026 and Kial on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*