# My CDPHP® vs Pro

The clearest difference is review sentiment: Pro at 80% against My CDPHP®'s 0%. Pro also leads on rating (4.5 vs 2.9). My CDPHP®'s advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (12.1 vs 17.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Pro holds the better App Store score, 4.5 against 2.9. Both are backed by a comparable volume of ratings — 39 and 60 respectively. Written reviews point the same way: 0% of My CDPHP®'s written reviews are positive against 80% of Pro's.

My CDPHP® ships an update every 2 months, Pro every 4 months. The most recent releases landed on September 12, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | My CDPHP® | Pro |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (39 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews) | **[4.5 (60 ratings)](https://appshunter.io/ios/app/pro-flex-carpenters-hra/id1473996105/reviews)** |
| Number of ratings | 39 | **60** |
| Positive reviews | 0.0% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 90 MB | 30 MB |
| Requires iOS | **12.1** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 12+ | 17+ |
| Developer | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) | [ProFlex Administrators, LLC](https://appshunter.io/developer/588838739) |

## What reviewers say

### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


### Pro

[App page](https://appshunter.io/ios/app/pro-flex-carpenters-hra/id1473996105)

Easily manage your HSA, HRA, and FSA health benefit accounts on the go. Quickly check balances, view claims, and submit receipts. Securely access all your important account information with real-time updates.

**Highlights:** Check account balances 24/7, View claims requiring receipts, File claims for medical FSA and HRA, Submit receipts via photo upload, View and manage HSA transactions, Pay bills and add payees

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Is Pro free?

Pro is free to download, with no in-app purchases.

### Which has better reviews, My CDPHP® or Pro?

Pro is rated higher. My CDPHP® averages 2.9 out of 5 from 39 ratings, while Pro averages 4.5 from 60 ratings.

### Do My CDPHP® or Pro have ads?

Neither My CDPHP® nor Pro shows ads.

### Which is updated more often, My CDPHP® or Pro?

My CDPHP® ships an update every 2 months, and Pro every 4 months. Most recently, My CDPHP® was updated on September 12, 2026 and Pro on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*