# My CDPHP® vs URFitAP

The clearest difference is rating: URFitAP at 5.0 against My CDPHP®'s 2.9. My CDPHP®'s advantage is ratings volume (39 vs 1) and update cadence (every 2 months vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

URFitAP holds the better App Store score, 5.0 against 2.9. That said, the two scores are not equally well evidenced: My CDPHP® has 39 ratings behind it against 1, so its average is the more settled of the two.

My CDPHP® ships an update every 2 months, URFitAP every 4 months. The most recent releases landed on September 12, 2026 and August 28, 2026 respectively.

## The numbers

| Metric | My CDPHP® | URFitAP |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (39 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/urfitap-ciccotti/id6443403930/reviews)** |
| Number of ratings | **39** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 90 MB | 30 MB |
| Requires iOS | **12.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 12+ | 12+ |
| Developer | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) | [Link-N-Tech LLC.](https://appshunter.io/developer/1608512841) |

## What reviewers say

### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


### URFitAP

[App page](https://appshunter.io/ios/app/urfitap-ciccotti/id6443403930)

This application allows members to manage their accounts, view class schedules, and stay informed about announcements and special offers. Connect with the center, check in virtually, and add classes to your personal calendar.

**Highlights:** Virtual membership card, Class schedule viewing, Add classes to calendar, Announcements and events, Account management, Contact support

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Is URFitAP free?

URFitAP is free to download, with no in-app purchases.

### Which has better reviews, My CDPHP® or URFitAP?

URFitAP is rated higher. My CDPHP® averages 2.9 out of 5 from 39 ratings, while URFitAP averages 5.0 from 1 ratings.

### Do My CDPHP® or URFitAP have ads?

Neither My CDPHP® nor URFitAP shows ads.

### Which is updated more often, My CDPHP® or URFitAP?

My CDPHP® ships an update every 2 months, and URFitAP every 4 months. Most recently, My CDPHP® was updated on September 12, 2026 and URFitAP on August 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*