# My CDPHP® vs Go Swim Excel

The clearest difference is rating: Go Swim Excel at 4.0 against My CDPHP®'s 2.9. My CDPHP®'s advantage is update cadence (every 2 months vs every 40 months) and ratings volume (39 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Go Swim Excel holds the better App Store score, 4.0 against 2.9. That said, the two scores are not equally well evidenced: My CDPHP® has 39 ratings behind it against 1, so its average is the more settled of the two.

My CDPHP® ships an update every 2 months, Go Swim Excel every 40 months. The most recent releases landed on September 30, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | My CDPHP® | Go Swim Excel |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.9 (39 ratings)](https://appshunter.io/ios/app/my-cdphp/id1457028996/reviews) | **[4.0 (1 ratings)](https://appshunter.io/ios/app/go-swim-excel/id6443492938/reviews)** |
| Number of ratings | **39** | 1 |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 40 months |
| Monetization | Free | Free |
| Size | 90 MB | 47 MB |
| Requires iOS | **12.1** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Capital District Physicians' Health Plan, Inc.](https://appshunter.io/developer/491929502) | [Excel Aquatics](https://appshunter.io/developer/1646510870) |

## What reviewers say

### My CDPHP®

[App page](https://appshunter.io/ios/app/my-cdphp/id1457028996)

Manage your health insurance plan and benefits in one place. Track coverage, view claims, monitor spending, and estimate medical costs. Submit claims conveniently and compare provider expenses.

**Highlights:** View health coverage details, Track filed and processed claims, Monitor out-of-pocket spending, Estimate medical costs, Compare provider and facility costs, Submit medical claims

**Features:** macOS Compatibility

**In-app purchases:** none


### Go Swim Excel

[App page](https://appshunter.io/ios/app/go-swim-excel/id6443492938)

Manage your swimming program account, register for classes, and schedule makeups. Receive important notifications about class changes, closings, and upcoming events. Access all program offerings conveniently from your smartphone.

**Highlights:** Account management, Class registration, Makeup scheduling, Notifications for changes, Event announcements, On-the-go access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My CDPHP® free?

My CDPHP® is free to download, with no in-app purchases.

### Is Go Swim Excel free?

Go Swim Excel is free to download, with no in-app purchases.

### Which has better reviews, My CDPHP® or Go Swim Excel?

Go Swim Excel is rated higher. My CDPHP® averages 2.9 out of 5 from 39 ratings, while Go Swim Excel averages 4.0 from 1 ratings.

### Do My CDPHP® or Go Swim Excel have ads?

Neither My CDPHP® nor Go Swim Excel shows ads.

### Which is updated more often, My CDPHP® or Go Swim Excel?

My CDPHP® ships an update every 2 months, and Go Swim Excel every 40 months. Most recently, My CDPHP® was updated on September 30, 2026 and Go Swim Excel on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*