# Zomia vs ABC Pay

The clearest difference is ads: Zomia at none against ABC Pay's shown. Zomia also leads on monetization model (free vs ad-supported) and iOS requirement (10.0 vs 12.1). ABC Pay's advantage is update cadence (every 3 weeks vs every 4 months). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Zomia against 5.0 for ABC Pay. Both are backed by a comparable volume of ratings — 2 and 2 respectively.

Zomia ships an update every 4 months, ABC Pay every 3 weeks. The most recent releases landed on June 1, 2026 and June 10, 2026 respectively.

## The numbers

| Metric | Zomia | ABC Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (2 ratings)](https://appshunter.io/ios/app/zomia/id1457158477/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/abc-pay/id1519941921/reviews) |
| Number of ratings | 2 | 2 |
| Positive reviews | — | 100.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 83 MB | 57 MB |
| Requires iOS | **10.0** | 12.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zomia SPC](https://appshunter.io/developer/1457158476) | [ABC-MIB Group Company Limited](https://appshunter.io/developer/1519941923) |

## What reviewers say

### Zomia

[App page](https://appshunter.io/ios/app/zomia/id1457158477)

Manage your student loan details, track payments, and receive important notifications. This app provides a streamlined way for existing students to handle loan-related tasks without needing to log in repeatedly.

**Highlights:** View loan details and repayment terms, Download contracts and view loan MAP, Track payment history and download receipts, Receive payment reminders and warnings, Report payments and request deferment, Submit income updates and renewal offers

**Features:** macOS Compatibility

**In-app purchases:** none


### ABC Pay

[App page](https://appshunter.io/ios/app/abc-pay/id1519941921)

This app allows users to top up cash, pay for mobile services, internet, and entertainment bills. It also facilitates cashless payments at select convenience stores.

**Highlights:** Cash top-up options, Mobile and internet bill payments, Entertainment bill payments, Cashless store payments, Supports multiple mobile carriers

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Zomia free?

Zomia is free to download, with no in-app purchases.

### Is ABC Pay free?

ABC Pay is free to download, with no in-app purchases.

### Which has better reviews, Zomia or ABC Pay?

Zomia and ABC Pay are both rated 5.0 out of 5 on the App Store, from 2 and 2 ratings respectively.

### Do Zomia or ABC Pay have ads?

ABC Pay shows ads; Zomia does not.

### Which is updated more often, Zomia or ABC Pay?

Zomia ships an update every 4 months, and ABC Pay every 3 weeks. Most recently, Zomia was updated on June 1, 2026 and ABC Pay on June 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*