# Zomia vs NUGPay

The clearest difference is ratings volume: NUGPay at 188 against Zomia's 2. Zomia's advantage is iOS requirement (10.0 vs 14.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Zomia holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: NUGPay has 188 ratings behind it against 2, so its average is the more settled of the two.

Zomia ships an update every 4 months, NUGPay every 2 months. The most recent releases landed on October 1, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | Zomia | NUGPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/zomia/id1457158477/reviews)** | [4.8 (188 ratings)](https://appshunter.io/ios/app/nugpay/id1635551833/reviews) |
| Number of ratings | 2 | **188** |
| Positive reviews | — | 84.6% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 83 MB | 18 MB |
| Requires iOS | **10.0** | 14.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zomia SPC](https://appshunter.io/developer/1457158476) | [National Unity Government of Myanmar](https://appshunter.io/developer/1635551835) |

## What reviewers say

### Zomia

[App page](https://appshunter.io/ios/app/zomia/id1457158477)

Manage your student loan details, track payments, and receive important notifications. This app provides a streamlined way for existing students to handle loan-related tasks without needing to log in repeatedly.

**Highlights:** View loan details and repayment terms, Download contracts and view loan MAP, Track payment history and download receipts, Receive payment reminders and warnings, Report payments and request deferment, Submit income updates and renewal offers

**Features:** macOS Compatibility

**In-app purchases:** none


### NUGPay

[App page](https://appshunter.io/ios/app/nugpay/id1635551833)

A mobile wallet application designed for users in Myanmar, offering a convenient payment system. It allows for easy transactions anytime and anywhere with a single click after simple registration.

**Highlights:** Mobile wallet, Payment system, Easy registration, Anytime, anywhere access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zomia free?

Zomia is free to download, with no in-app purchases.

### Is NUGPay free?

NUGPay is free to download, with no in-app purchases.

### Which has better reviews, Zomia or NUGPay?

Zomia is rated higher. Zomia averages 5.0 out of 5 from 2 ratings, while NUGPay averages 4.8 from 188 ratings.

### Do Zomia or NUGPay have ads?

Neither Zomia nor NUGPay shows ads.

### Which is updated more often, Zomia or NUGPay?

Zomia ships an update every 4 months, and NUGPay every 2 months. Most recently, Zomia was updated on October 1, 2026 and NUGPay on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*