# Agribank Soft Token vs HDBank

The clearest difference is rating: HDBank at 3.6 against Agribank Soft Token's 2.0. HDBank also leads on ratings volume (100 vs 9). Agribank Soft Token's advantage is review sentiment (59% vs 34%) and iOS requirement (9.0 vs 14.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank holds the better App Store score, 3.6 against 2.0. That said, the two scores are not equally well evidenced: HDBank has 100 ratings behind it against 9, so its average is the more settled of the two. Written reviews complicate that: 59% of Agribank Soft Token's written reviews are positive against 34% of HDBank's, so the app with the better star average is not the one people write more warmly about.

Agribank Soft Token ships an update monthly, HDBank fortnightly. The most recent releases landed on October 11, 2026 and October 16, 2026 respectively.

## The numbers

| Metric | Agribank Soft Token | HDBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (9 ratings)](https://appshunter.io/ios/app/agribank-soft-token/id1457321422/reviews) | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** |
| Number of ratings | 9 | **100** |
| Positive reviews | **58.8% of reviews** | 34.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Fortnightly** |
| Monetization | Free | Free |
| Size | 25 MB | 644 MB |
| Requires iOS | **9.0** | 14.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VIETNAM BANK FOR AGRICULTURE AND RURAL DEVELOPMENT](https://appshunter.io/developer/1414275684) | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) |

## What reviewers say

### Agribank Soft Token

[App page](https://appshunter.io/ios/app/agribank-soft-token/id1457321422)

This application generates one-time passwords (OTP) for secure online banking transactions. It enhances the safety and convenience of managing your finances from your mobile device anytime, anywhere. Registration requires contacting the bank's customer care center.

**Highlights:** OTP code generation, Secure online banking, Mobile transaction convenience, Anytime, anywhere access, Enhanced transaction safety

**Features:** macOS Compatibility

**In-app purchases:** none


### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Agribank Soft Token free?

Agribank Soft Token is free to download, with no in-app purchases.

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Which has better reviews, Agribank Soft Token or HDBank?

HDBank is rated higher. Agribank Soft Token averages 2.0 out of 5 from 9 ratings, while HDBank averages 3.6 from 100 ratings.

### Do Agribank Soft Token or HDBank have ads?

Neither Agribank Soft Token nor HDBank shows ads.

### Which is updated more often, Agribank Soft Token or HDBank?

Agribank Soft Token ships an update monthly, and HDBank fortnightly. Most recently, Agribank Soft Token was updated on October 11, 2026 and HDBank on October 16, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*