# FMBT Mobile Banking vs Integra First

FMBT Mobile Banking and Integra First both sit at 4.6 stars, but that hides the real split: 50% of Integra First's written reviews are positive against 0% of FMBT Mobile Banking's. Integra First also leads on ads (none vs shown) and update cadence (monthly vs every 5 months). FMBT Mobile Banking's advantage is monetization model (ad-supported vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for FMBT Mobile Banking against 4.7 for Integra First. Both are backed by a comparable volume of ratings — 102 and 449 respectively. Written reviews are what separate them: 0% of FMBT Mobile Banking's written reviews are positive against 50% of Integra First's.

FMBT Mobile Banking ships an update every 5 months, Integra First monthly. The most recent releases landed on October 5, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | FMBT Mobile Banking | Integra First |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (102 ratings)](https://appshunter.io/ios/app/fmbt-mobile-banking/id1457556298/reviews) | **[4.7 (449 ratings)](https://appshunter.io/ios/app/integra-first/id6479728859/reviews)** |
| Number of ratings | 102 | **449** |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 5 months | **Monthly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 98 MB | 177 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Farmers and Merchants Bank & Trust Inc](https://appshunter.io/developer/1254131649) | [Integra First Federal Credit Union](https://appshunter.io/developer/1450409838) |

## What reviewers say

### FMBT Mobile Banking

[App page](https://appshunter.io/ios/app/fmbt-mobile-banking/id1457556298)

Manage your personal finances on the go with this mobile banking application. Check balances, review transactions, transfer funds, make loan payments, and pay bills securely from your smartphone.

**Highlights:** Check account balances, Review recent transactions, Transfer money between accounts, Make loan payments, Pay bills, Send money to friends/family

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Integra First

[App page](https://appshunter.io/ios/app/integra-first/id6479728859)

Manage your finances with a personal financial advocate. Organize transactions, set alerts, make payments, and deposit checks. Securely access your accounts and find branches or ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FMBT Mobile Banking free?

FMBT Mobile Banking is free to download, with no in-app purchases.

### Is Integra First free?

Integra First is free to download, with no in-app purchases.

### Which has better reviews, FMBT Mobile Banking or Integra First?

Integra First is rated higher. FMBT Mobile Banking averages 4.6 out of 5 from 102 ratings, while Integra First averages 4.7 from 449 ratings.

### Do FMBT Mobile Banking or Integra First have ads?

FMBT Mobile Banking shows ads; Integra First does not.

### Which is updated more often, FMBT Mobile Banking or Integra First?

FMBT Mobile Banking ships an update every 5 months, and Integra First monthly. Most recently, FMBT Mobile Banking was updated on October 5, 2026 and Integra First on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*