# My SPS vs Aspire Servicing Center

The clearest difference is rating: Aspire Servicing Center at 4.0 against My SPS's 2.0. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aspire Servicing Center holds the better App Store score, 4.0 against 2.0. Both are backed by a comparable volume of ratings — 329 and 344 respectively. Written reviews complicate that: 6% of My SPS's written reviews are positive against 3% of Aspire Servicing Center's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 3 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | My SPS | Aspire Servicing Center |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (329 ratings)](https://appshunter.io/ios/app/my-sps/id1457561993/reviews) | **[4.0 (344 ratings)](https://appshunter.io/ios/app/aspire-servicing-center/id1527778921/reviews)** |
| Number of ratings | 329 | **344** |
| Positive reviews | **6.5% of reviews** | 3.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | Every 3 months |
| Monetization | Free | Free |
| Size | 31 MB | 34 MB |
| Requires iOS | 15.6 | **15.3** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Select Portfolio Servicing, Inc.](https://appshunter.io/developer/1457561992) | [Avereo](https://appshunter.io/developer/1527778923) |

## What reviewers say

### My SPS

[App page](https://appshunter.io/ios/app/my-sps/id1457561993)

Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.

**Highlights:** Manage mortgage account 24/7, Make mortgage payments, Set up/modify auto-draft payments, View statements and letters, Review escrow information, Upload documents, Secure login with Touch/Face ID

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for making payments
- 🚀 Works just fine
- 💡 Easy payments

**What reviewers complain about**

- 🐛 Unable to accept terms and conditions
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unable to download documents
- 🐛 Screenshot disabled

**Reported bugs**

- Unable to accept terms and conditions
- Login issues
- App not working
- Unable to download documents
- Screenshot disabled

**Requested features**

- Dark mode option
- Improved document handling
- Better account management features


### Aspire Servicing Center

[App page](https://appshunter.io/ios/app/aspire-servicing-center/id1527778921)

Easily manage your student loan account on the go. Access your loan details, make payments, and update your information securely with biometric login. Schedule payments, target specific loans, or even pay off your loans entirely.

**Highlights:** Biometric login (Touch ID/Face ID), View loan balance and details, Payment history, Update contact information, Manage bank accounts, Schedule and target payments, Loan payoff quotes

**In-app purchases:** none

**What reviewers like**

- 👍 Paid off on my timeline (rare positive)
- 👍 Functions (barely)

**What reviewers complain about**

- 🐛 App never works
- 🐛 Super buggy, not usable
- 🐛 “Sorry something went wrong” error
- 🐛 Pretty terrible user experience
- 🐛 Barely works

**Reported bugs**

- App never works
- App not responding
- Something went wrong
- Account details are blank
- FaceID integration doesn’t work

**Requested features**

- Schedule payments in the future
- Access more account information and documents
- Setup auto monthly payments
- Setup several big payments
- More prominently display scheduled payments


## Frequently asked questions

### Is My SPS free?

My SPS is free to download, with no in-app purchases.

### Is Aspire Servicing Center free?

Aspire Servicing Center is free to download, with no in-app purchases.

### Which has better reviews, My SPS or Aspire Servicing Center?

Aspire Servicing Center is rated higher. My SPS averages 2.0 out of 5 from 329 ratings, while Aspire Servicing Center averages 4.0 from 344 ratings.

### Do My SPS or Aspire Servicing Center have ads?

Neither My SPS nor Aspire Servicing Center shows ads.

### Which is updated more often, My SPS or Aspire Servicing Center?

My SPS ships an update every 3 months, and Aspire Servicing Center every 3 months. Most recently, My SPS was updated on November 2, 2026 and Aspire Servicing Center on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*