# My SPS vs LoanNav

The clearest difference is rating: LoanNav at 4.8 against My SPS's 2.0. LoanNav also leads on ratings volume (2.5K vs 329). My SPS's advantage is device support (3 vs 1) and iOS requirement (15.6 vs 17.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

LoanNav holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: LoanNav has 2.5K ratings behind it against 329, so its average is the more settled of the two. Written reviews point the same way: 6% of My SPS's written reviews are positive against 10% of LoanNav's.

My SPS ships an update every 3 months, LoanNav every 5 months. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | My SPS | LoanNav |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.0 (329 ratings)](https://appshunter.io/ios/app/my-sps/id1457561993/reviews) | **[4.8 (2.5K ratings)](https://appshunter.io/ios/app/loannav/id6446093898/reviews)** |
| Number of ratings | 329 | **2.5K** |
| Positive reviews | 6.5% of reviews | **10.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 31 MB | 206 MB |
| Requires iOS | **15.6** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Select Portfolio Servicing, Inc.](https://appshunter.io/developer/1457561992) | [Cornerstone Capital Bank, SSB](https://appshunter.io/developer/963945039) |

## What reviewers say

### My SPS

[App page](https://appshunter.io/ios/app/my-sps/id1457561993)

Manage your mortgage account securely and conveniently 24/7. Make payments, set up auto-drafts, view statements, and review escrow details on the go. Access account information and upload documents easily.

**Highlights:** Manage mortgage account 24/7, Make mortgage payments, Set up/modify auto-draft payments, View statements and letters, Review escrow information, Upload documents, Secure login with Touch/Face ID

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for making payments
- 🚀 Works just fine
- 💡 Easy payments

**What reviewers complain about**

- 🐛 Unable to accept terms and conditions
- 🐛 Login issues
- 🐛 App not working
- 🐛 Unable to download documents
- 🐛 Screenshot disabled

**Reported bugs**

- Unable to accept terms and conditions
- Login issues
- App not working
- Unable to download documents
- Screenshot disabled

**Requested features**

- Dark mode option
- Improved document handling
- Better account management features


### LoanNav

[App page](https://appshunter.io/ios/app/loannav/id6446093898)

Manage your loan account conveniently from your mobile device. Make and track payments, access escrow details, and sign up for services like autopay. Securely message your customer care team and access important documents.

**Highlights:** Make and view payments, Access escrow information, Sign up for autopay, View statements and tax documents, Message Customer Care

**In-app purchases:** none


## Frequently asked questions

### Is My SPS free?

My SPS is free to download, with no in-app purchases.

### Is LoanNav free?

LoanNav is free to download, with no in-app purchases.

### Which has better reviews, My SPS or LoanNav?

LoanNav is rated higher. My SPS averages 2.0 out of 5 from 329 ratings, while LoanNav averages 4.8 from 2.5K ratings.

### Do My SPS or LoanNav have ads?

Neither My SPS nor LoanNav shows ads.

### Which is updated more often, My SPS or LoanNav?

My SPS ships an update every 3 months, and LoanNav every 5 months. Most recently, My SPS was updated on October 26, 2026 and LoanNav on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*