# MicroVentures vs PayDream

MicroVentures and PayDream both sit at 5.0 stars, but that hides the real split: 100% of PayDream's written reviews are positive against 13% of MicroVentures's. PayDream also leads on update cadence (every 5 days vs every 4 weeks) and iOS requirement (15.1 vs 18.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for MicroVentures against 5.0 for PayDream. Both are backed by a comparable volume of ratings — 1 and 2 respectively. Written reviews are what separate them: 13% of MicroVentures's written reviews are positive against 100% of PayDream's.

MicroVentures ships an update every 4 weeks, PayDream every 5 days. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | MicroVentures | PayDream |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (1 ratings)](https://appshunter.io/ios/app/microventures/id1457683462/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/paydream/id6803732166/reviews) |
| Number of ratings | 1 | **2** |
| Positive reviews | 12.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 5 days** |
| Monetization | Free | Free |
| Size | 67 MB | 39 MB |
| Requires iOS | 18.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [MicroVentures](https://appshunter.io/developer/1457683461) | [Paydream LLC](https://appshunter.io/developer/6803732168) |

## What reviewers say

### MicroVentures

[App page](https://appshunter.io/ios/app/microventures/id1457683462)

Invest in startups through an equity crowdfunding platform. Access venture capital opportunities for both accredited and non-accredited investors. Over $200M has been raised on the platform.

**Highlights:** Equity crowdfunding, Invest in startups, Venture capital access, Accredited investor access, Non-accredited investor access

**Features:** Vision Pro support

**In-app purchases:** none


### PayDream

[App page](https://appshunter.io/ios/app/paydream/id6803732166)

This app helps you visualize and plan your financial future. It consolidates income, spending, and savings goals into a single, easy-to-understand interface. Explore potential financial scenarios before making real-world changes.

**Highlights:** Consolidate income and spending, Create and track savings goals, Visualize goals on a timeline, Simulate financial scenarios, Track recurring payments, Share savings goals

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MicroVentures free?

MicroVentures is free to download, with no in-app purchases.

### Is PayDream free?

PayDream is free to download, with no in-app purchases.

### Which has better reviews, MicroVentures or PayDream?

MicroVentures and PayDream are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.

### Do MicroVentures or PayDream have ads?

Neither MicroVentures nor PayDream shows ads.

### Which is updated more often, MicroVentures or PayDream?

MicroVentures ships an update every 4 weeks, and PayDream every 5 days. Most recently, MicroVentures was updated on October 4, 2026 and PayDream on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*