# קפטן קרדיט vs PayPlus

The clearest difference is rating: PayPlus at 5.0 against קפטן קרדיט's 4.4. PayPlus also leads on monetization model (free vs free with in-app purchases) and iOS requirement (13.4 vs 15.1). קפטן קרדיט's advantage is update cadence (every 3 weeks vs every 5 months) and ratings volume (29 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PayPlus holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: קפטן קרדיט has 29 ratings behind it against 1, so its average is the more settled of the two.

קפטן קרדיט ships an update every 3 weeks, PayPlus every 5 months. The most recent releases landed on October 24, 2026 and October 15, 2026 respectively.

## The numbers

| Metric | קפטן קרדיט | PayPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (29 ratings)](https://appshunter.io/ios/app/id1458274250/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/payplus/id1521147664/reviews)** |
| Number of ratings | **29** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 5 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 25 MB |
| Requires iOS | 15.1 | **13.4** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Dun & Bradstreet (Israel ) Ltd.](https://appshunter.io/developer/1458274249) | [Payplus LTD](https://appshunter.io/developer/1521147846) |

## What reviewers say

### קפטן קרדיט

[App page](https://appshunter.io/ios/app/id1458274250)

Manage your credit score and financial health with tools to improve your creditworthiness. Compare loans, credit cards, and bank accounts tailored to your score. Get expert advice and secure your financial data.

**Highlights:** Credit score monitoring, Financial health tools, Loan and credit card marketplace, Mortgage management, Bank account aggregation, Expert financial advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### PayPlus

[App page](https://appshunter.io/ios/app/payplus/id1521147664)

This app enables freelancers and businesses of all sizes to accept credit card payments, integrate with invoicing systems, and set up recurring payments. Turn your mobile device into a payment terminal to process transactions quickly and efficiently.

**Highlights:** Accept credit card payments, Integrate with invoicing systems, Set up recurring payments, Mobile payment terminal, Instant onboarding, Process various transaction types

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is קפטן קרדיט free?

קפטן קרדיט is free to download, with no in-app purchases.

### Is PayPlus free?

PayPlus is free to download, with no in-app purchases.

### Which has better reviews, קפטן קרדיט or PayPlus?

PayPlus is rated higher. קפטן קרדיט averages 4.4 out of 5 from 29 ratings, while PayPlus averages 5.0 from 1 ratings.

### Do קפטן קרדיט or PayPlus have ads?

Neither קפטן קרדיט nor PayPlus shows ads.

### Which is updated more often, קפטן קרדיט or PayPlus?

קפטן קרדיט ships an update every 3 weeks, and PayPlus every 5 months. Most recently, קפטן קרדיט was updated on October 24, 2026 and PayPlus on October 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*