# קפטן קרדיט vs מיכפל+

The clearest difference is review sentiment: קפטן קרדיט at 100% against מיכפל+'s 0%. קפטן קרדיט also leads on rating (4.4 vs 1.0) and ratings volume (29 vs 1). מיכפל+'s advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

קפטן קרדיט holds the better App Store score, 4.4 against 1.0. That said, the two scores are not equally well evidenced: קפטן קרדיט has 29 ratings behind it against 1, so its average is the more settled of the two. Written reviews point the same way: 100% of קפטן קרדיט's written reviews are positive against 0% of מיכפל+'s.

קפטן קרדיט ships an update every 3 weeks, מיכפל+ every 2 months. The most recent releases landed on October 24, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | קפטן קרדיט | מיכפל+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (29 ratings)](https://appshunter.io/ios/app/id1458274250/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/plus/id1583931924/reviews) |
| Number of ratings | **29** | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 44 MB | 36 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Dun & Bradstreet (Israel ) Ltd.](https://appshunter.io/developer/1458274249) | [michpal-temp](https://appshunter.io/developer/1566857516) |

## What reviewers say

### קפטן קרדיט

[App page](https://appshunter.io/ios/app/id1458274250)

Manage your credit score and financial health with tools to improve your creditworthiness. Compare loans, credit cards, and bank accounts tailored to your score. Get expert advice and secure your financial data.

**Highlights:** Credit score monitoring, Financial health tools, Loan and credit card marketplace, Mortgage management, Bank account aggregation, Expert financial advice

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### מיכפל+

[App page](https://appshunter.io/ios/app/plus/id1583931924)

Access your payslips anytime, anywhere from your computer or mobile device. Easily report your work hours, absences, and more with GPS-based location tracking for employers.

**Highlights:** View payslips remotely, Report work start/end times, Report absences, GPS-based location reporting, Accessible via computer and app

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is קפטן קרדיט free?

קפטן קרדיט is free to download, with no in-app purchases.

### Is מיכפל+ free?

מיכפל+ is free to download, with no in-app purchases.

### Which has better reviews, קפטן קרדיט or מיכפל+?

קפטן קרדיט is rated higher. קפטן קרדיט averages 4.4 out of 5 from 29 ratings, while מיכפל+ averages 1.0 from 1 ratings.

### Do קפטן קרדיט or מיכפל+ have ads?

Neither קפטן קרדיט nor מיכפל+ shows ads.

### Which is updated more often, קפטן קרדיט or מיכפל+?

קפטן קרדיט ships an update every 3 weeks, and מיכפל+ every 2 months. Most recently, קפטן קרדיט was updated on October 24, 2026 and מיכפל+ on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*