# Lively Benefits vs READYSAVE™

Lively Benefits and READYSAVE™ both sit at 4.8 stars, but that hides the real split: 54% of Lively Benefits's written reviews are positive against 35% of READYSAVE™'s. Lively Benefits also leads on update cadence (every 3 weeks vs every 6 weeks). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Lively Benefits against 4.9 for READYSAVE™. Both are backed by a comparable volume of ratings — 9.8K and 12K respectively. Written reviews are what separate them: 54% of Lively Benefits's written reviews are positive against 35% of READYSAVE™'s.

Lively Benefits ships an update every 3 weeks, READYSAVE™ every 6 weeks. Both last shipped on November 8, 2026.

## The numbers

| Metric | Lively Benefits | READYSAVE™ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (9.8K ratings)](https://appshunter.io/ios/app/lively-benefits/id1458289932/reviews) | **[4.9 (12K ratings)](https://appshunter.io/ios/app/readysave/id1490893138/reviews)** |
| Number of ratings | 9.8K | **12K** |
| Positive reviews | **54.4% of reviews** | 34.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 59 MB | 249 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Lively, Inc.](https://appshunter.io/developer/1458289931) | [Ascensus](https://appshunter.io/developer/1455711984) |

## What reviewers say

### Lively Benefits

[App page](https://appshunter.io/ios/app/lively-benefits/id1458289932)

Manage your health benefits seamlessly from your phone. View important information, track your account, initiate claims, and access lists of eligible expenses. Designed for ease of use, even for those new to technology.

**Highlights:** View benefit information, Manage account balance and transactions, Initiate claims and verify purchases, Access eligible expense lists, Secure login with 2FA and biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Seamless integration with Apple Wallet
- 👍 Elegant and intuitive app design
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Crashes and glitches
- 🔒 Security concerns
- 🐛 Unreliable app performance
- 🔒 Invasive data collection

**Reported bugs**

- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens

**Requested features**

- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options


### READYSAVE™

[App page](https://appshunter.io/ios/app/readysave/id1490893138)

Manage your retirement savings with secure login, account balance checks, and investment tracking. Get personalized guidance to adjust your savings rate and build confidence for your future.

**Highlights:** Secure login (Face ID, Touch ID, passcode), View account balances and transaction history, Track investments and rate of return, Project monthly retirement income, Adjust savings rate with personalized guidance

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Fast and responsive
- 💡 Continuous improvements based on user feedback
- 🔒 Secure login options

**What reviewers complain about**

- 🐛 Frequent login issues
- 🔍 Lack of detailed performance tracking
- 📊 Limited investment management features
- 🔍 Bare-bones functionality

**Reported bugs**

- Dashboard fails to load consistently
- Recent app updates have broken core functionality
- Compatibility issues with older devices and operating systems

**Requested features**

- Add ability to track annual contribution limits
- Provide more detailed investment performance analytics
- Improve investment management capabilities
- Enhance user interface and navigation


## Frequently asked questions

### Is Lively Benefits free?

Lively Benefits is free to download, with no in-app purchases.

### Is READYSAVE™ free?

READYSAVE™ is free to download, with no in-app purchases.

### Which has better reviews, Lively Benefits or READYSAVE™?

READYSAVE™ is rated higher. Lively Benefits averages 4.8 out of 5 from 9.8K ratings, while READYSAVE™ averages 4.9 from 12K ratings.

### Do Lively Benefits or READYSAVE™ have ads?

Neither Lively Benefits nor READYSAVE™ shows ads.

### Which is updated more often, Lively Benefits or READYSAVE™?

Lively Benefits ships an update every 3 weeks, and READYSAVE™ every 6 weeks. Most recently, Lively Benefits was updated on November 8, 2026 and READYSAVE™ on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*