# Lively Benefits vs ELITE Plan

The clearest difference is review sentiment: Lively Benefits at 55% against ELITE Plan's 0%. Lively Benefits also leads on rating (4.8 vs 1.4) and update cadence (every 3 weeks vs every 32 months). ELITE Plan's advantage is monetization model (free vs ad-supported) and device support (3 vs 1). On price, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Lively Benefits holds the better App Store score, 4.8 against 1.4. That said, the two scores are not equally well evidenced: Lively Benefits has 9.3K ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 55% of Lively Benefits's written reviews are positive against 0% of ELITE Plan's.

Lively Benefits ships an update every 3 weeks, ELITE Plan every 32 months. The most recent releases landed on September 22, 2026 and June 24, 2026 respectively.

## The numbers

| Metric | Lively Benefits | ELITE Plan |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (9.3K ratings)](https://appshunter.io/ios/app/lively-benefits/id1458289932/reviews)** | [1.4 (5 ratings)](https://appshunter.io/ios/app/elite-plan/id1526861519/reviews) |
| Number of ratings | **9.3K** | 5 |
| Positive reviews | **55.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 32 months |
| Monetization | Ad-supported | **Free** |
| Size | 58 MB | 21 MB |
| Requires iOS | 16.0 | **11.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [Lively, Inc.](https://appshunter.io/developer/1458289931) | [Axios Advisory Group, Ltd](https://appshunter.io/developer/1526861521) |

## What reviewers say

### Lively Benefits

[App page](https://appshunter.io/ios/app/lively-benefits/id1458289932)

Manage your health benefits effortlessly with an intuitive interface designed for everyone. Track balances, initiate claims, verify purchases, and access eligible expense lists on the go. Secure login features ensure your account remains protected.

**Highlights:** View important benefit information, Manage account balance and transactions, Initiate and verify claims, Access eligible expense lists, Secure login with 2FA and biometrics

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 👍 User-friendly interface
- 🚀 Seamless integration with Apple Wallet
- 👍 Elegant and intuitive app design
- 🚀 Convenient mobile access

**What reviewers complain about**

- 🐛 Login issues
- 🐛 Crashes and glitches
- 🔒 Security concerns
- 🐛 Unreliable app performance
- 🔒 Invasive data collection

**Reported bugs**

- Login failures
- Contribution tracking issues
- Debit card malfunctions
- Inability to make contributions
- Blank app screens

**Requested features**

- Two-factor authentication
- Improved login process
- Streamlined expense management
- Faster fund transfer speeds
- Enhanced investment options


### ELITE Plan

[App page](https://appshunter.io/ios/app/elite-plan/id1526861519)

Manage your retirement account with this app. Review your ELITE Plan details and access information held at American Pension Benefits.

**Highlights:** Manage ELITE Plan retirement account, Review account details, Access information from American Pension Benefits, View retirement savings

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Lively Benefits free?

Lively Benefits is free to download, with no in-app purchases.

### Is ELITE Plan free?

ELITE Plan is free to download, with no in-app purchases.

### Which has better reviews, Lively Benefits or ELITE Plan?

Lively Benefits is rated higher. Lively Benefits averages 4.8 out of 5 from 9.3K ratings, while ELITE Plan averages 1.4 from 5 ratings.

### Do Lively Benefits or ELITE Plan have ads?

Neither Lively Benefits nor ELITE Plan shows ads.

### Which is updated more often, Lively Benefits or ELITE Plan?

Lively Benefits ships an update every 3 weeks, and ELITE Plan every 32 months. Most recently, Lively Benefits was updated on September 22, 2026 and ELITE Plan on June 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*