# Rubies vs ALAT Partner

The clearest difference is update cadence: Rubies at fortnightly against ALAT Partner's every 30 months. ALAT Partner's advantage is iOS requirement (13.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Rubies ships an update fortnightly, ALAT Partner every 30 months. The most recent releases landed on October 24, 2026 and October 17, 2026 respectively.

## The numbers

| Metric | Rubies | ALAT Partner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (522 ratings)](https://appshunter.io/ios/app/rubies/id1458430556/reviews)** | — |
| Number of ratings | **522** | — |
| Positive reviews | 75.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 30 months |
| Monetization | Free | — |
| Size | 96 MB | 11 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RUBIES MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1458430315) | [Wema Bank Plc](https://appshunter.io/developer/980671301) |

## What reviewers say

### Rubies

[App page](https://appshunter.io/ios/app/rubies/id1458430556)

Facilitates financial conversations between friends and brands globally. Send and receive payments, manage banking, and access lending services seamlessly within a messaging interface.

**Highlights:** Financial conversations, Cross-border payments, Banking services, Lending options, Messaging interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Fast and efficient
- 💳 Flexible banking features
- 🥰 Excellent customer service
- 🤩 Innovative app design

**What reviewers complain about**

- 🐛 Occasional app crashes
- 💰 Unreasonable charges
- ⏱️ Slow app performance
- 🤔 Unresponsive customer support
- 🚫 Difficulty with KYC verification

**Reported bugs**

- Insufficient funds error despite adequate balance
- Login screen freezes
- Incompatibility with older devices
- Inability to add BVN
- OTP not being sent for password reset

**Requested features**

- Improve chat feature functionality
- Expand availability to non-Nigerian users
- Add dark mode option
- Enhance in-app security measures
- Streamline debit card request process


### ALAT Partner

[App page](https://appshunter.io/ios/app/alat-partner/id1625062721)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Rubies free?

Rubies is free to download, with no in-app purchases.

### Is ALAT Partner free?

ALAT Partner is free to download, with no in-app purchases.

### Do Rubies or ALAT Partner have ads?

Neither Rubies nor ALAT Partner shows ads.

### Which is updated more often, Rubies or ALAT Partner?

Rubies ships an update fortnightly, and ALAT Partner every 30 months. Most recently, Rubies was updated on October 24, 2026 and ALAT Partner on October 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*