# Rubies vs Aku Agents

The clearest difference is ads: Rubies at none against Aku Agents's shown. Rubies also leads on ratings volume (522 vs 2) and monetization model (free vs ad-supported). Aku Agents's advantage is review sentiment (100% vs 76%) and rating (5.0 vs 4.7). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aku Agents holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: Rubies has 522 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 76% of Rubies's written reviews are positive against 100% of Aku Agents's.

Rubies ships an update fortnightly, Aku Agents every 4 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Rubies | Aku Agents |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (522 ratings)](https://appshunter.io/ios/app/rubies/id1458430556/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/aku-agents/id6444590183/reviews)** |
| Number of ratings | **522** | 2 |
| Positive reviews | 75.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Fortnightly** | Every 4 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 96 MB | 104 MB |
| Requires iOS | 15.1 | **13.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [RUBIES MICROFINANCE BANK LIMITED](https://appshunter.io/developer/1458430315) | [Aku Fintech Inc](https://appshunter.io/developer/1597161818) |

## What reviewers say

### Rubies

[App page](https://appshunter.io/ios/app/rubies/id1458430556)

This app facilitates financial conversations and transactions between individuals and businesses globally. It integrates payments, banking, and lending into a messaging-like interface.

**Highlights:** Financial conversations, Global payments, Banking services, Lending features, Messaging interface

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly
- 🚀 Fast and efficient
- 💳 Flexible banking features
- 🥰 Excellent customer service
- 🤩 Innovative app design

**What reviewers complain about**

- 🐛 Occasional app crashes
- 💰 Unreasonable charges
- ⏱️ Slow app performance
- 🤔 Unresponsive customer support
- 🚫 Difficulty with KYC verification

**Reported bugs**

- Insufficient funds error despite adequate balance
- Login screen freezes
- Incompatibility with older devices
- Inability to add BVN
- OTP not being sent for password reset

**Requested features**

- Improve chat feature functionality
- Expand availability to non-Nigerian users
- Add dark mode option
- Enhance in-app security measures
- Streamline debit card request process


### Aku Agents

[App page](https://appshunter.io/ios/app/aku-agents/id6444590183)

This digital banking platform enables seamless transactions and wealth growth through savings and credit access. It transforms mobile phones into PoS terminals, simplifying payments, airtime purchases, and account creation for users and agents across Nigeria.

**Highlights:** Customer deposits and withdrawals, Instant electronic transfers, Utility bill payments, Airtime purchases, Account creation, Mobile PoS terminal functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Rubies free?

Rubies is free to download, with no in-app purchases.

### Is Aku Agents free?

Aku Agents is free to download, with no in-app purchases.

### Which has better reviews, Rubies or Aku Agents?

Aku Agents is rated higher. Rubies averages 4.7 out of 5 from 522 ratings, while Aku Agents averages 5.0 from 2 ratings.

### Do Rubies or Aku Agents have ads?

Aku Agents shows ads; Rubies does not.

### Which is updated more often, Rubies or Aku Agents?

Rubies ships an update fortnightly, and Aku Agents every 4 weeks. Most recently, Rubies was updated on October 29, 2026 and Aku Agents on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*