# Minu vs Xcap

The clearest difference is ads: Minu at none against Xcap's shown. Xcap's advantage is update cadence (weekly vs every 2 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Minu ships an update every 2 months, Xcap weekly. The most recent releases landed on October 4, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Minu | Xcap |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (5 ratings)](https://appshunter.io/ios/app/minu/id1458555994/reviews)** | — |
| Number of ratings | **5** | — |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Weekly** |
| Monetization | Ad-supported | — |
| Size | 70 MB | 41 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [MINU SERVICIOS, S.A.P.I. DE C.V.](https://appshunter.io/developer/1458555993) | [Instant Capital, S.A.P.I de C.V.](https://appshunter.io/developer/1743265825) |

## What reviewers say

### Minu

[App page](https://appshunter.io/ios/app/minu/id1458555994)

Access your earned salary instantly, save with high-yield accounts, and get loans. Enjoy discounts, pay bills, and recharge your phone. Improve your financial literacy with free educational content and access health and wellness services.

**Highlights:** On-demand salary withdrawal, Savings with 8% annual yield, Loan applications, Discounts at establishments, Service payments and airtime top-ups, Financial education program, Health and accident insurance, Virtual gym and meditation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Xcap

[App page](https://appshunter.io/ios/app/xcap/id6772325542)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Minu free?

Minu is free to download, with no in-app purchases.

### Is Xcap free?

Xcap is free to download, with no in-app purchases.

### Do Minu or Xcap have ads?

Xcap shows ads; Minu does not.

### Which is updated more often, Minu or Xcap?

Minu ships an update every 2 months, and Xcap weekly. Most recently, Minu was updated on October 4, 2026 and Xcap on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*