# ONPointe Mobile vs Smart Data

The clearest difference is rating: Smart Data at 4.4 against ONPointe Mobile's 2.1. Smart Data also leads on update cadence (monthly vs every 8 months) and ratings volume (699 vs 13). ONPointe Mobile's advantage is review sentiment (67% vs 25%). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Smart Data holds the better App Store score, 4.4 against 2.1. That said, the two scores are not equally well evidenced: Smart Data has 699 ratings behind it against 13, so its average is the more settled of the two. Written reviews complicate that: 67% of ONPointe Mobile's written reviews are positive against 25% of Smart Data's, so the app with the better star average is not the one people write more warmly about.

ONPointe Mobile ships an update every 8 months, Smart Data monthly. The most recent releases landed on September 14, 2026 and September 25, 2026 respectively.

## The numbers

| Metric | ONPointe Mobile | Smart Data |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.1 (13 ratings)](https://appshunter.io/ios/app/onpointe-mobile/id1458754268/reviews) | **[4.4 (699 ratings)](https://appshunter.io/ios/app/smart-data/id1532107828/reviews)** |
| Number of ratings | 13 | **699** |
| Positive reviews | **66.7% of reviews** | 25.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 8 months | **Monthly** |
| Monetization | Free | Free |
| Size | 19 MB | 63 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Old National Bank](https://appshunter.io/developer/731074108) | [Mastercard International Incorporated](https://appshunter.io/developer/309754131) |

## What reviewers say

### ONPointe Mobile

[App page](https://appshunter.io/ios/app/onpointe-mobile/id1458754268)

Manage your business finances with a suite of treasury management tools. View account details, initiate transfers and payments, and prevent check fraud. This app puts powerful financial control in your hands to help you run your business more efficiently.

**Highlights:** View account information and images, Initiate account transfers, Originate ACH payments, Initiate wire transfers, Place stop payments, Prevent check fraud

**In-app purchases:** none


### Smart Data

[App page](https://appshunter.io/ios/app/smart-data/id1532107828)

Streamline your business expense reporting on the go. Capture receipts with your phone, add justifications, and manage costs from anywhere. This app is a component of your bank's commercial card program.

**Highlights:** Review posted corporate Mastercard expenses, Add receipts using phone camera, Add business justification and allocate costs, Group and manage multiple expenses, Approve expenses and groups

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 Great tool for expenses
- 👍 User-friendly app
- 👍 Basic functions work well

**What reviewers complain about**

- 🔒 Inconvenient login process
- 🔒 Unnecessary security for uploads
- 🐛 Constant updates prevent submission
- 🐛 Errors when submitting expenses
- 🐛 Cannot edit submitted expenses

**Reported bugs**

- Login issues
- Uploading receipts issues
- App crashes during receipt import
- Constant error messages
- Submitted expenses cannot be edited

**Requested features**

- Biometric login (Face ID/fingerprint)
- Update required notification
- Storage for pending charge receipts
- Ability to recognize recurring charges
- Autofill password functionality


## Frequently asked questions

### Is ONPointe Mobile free?

ONPointe Mobile is free to download, with no in-app purchases.

### Is Smart Data free?

Smart Data is free to download, with no in-app purchases.

### Which has better reviews, ONPointe Mobile or Smart Data?

Smart Data is rated higher. ONPointe Mobile averages 2.1 out of 5 from 13 ratings, while Smart Data averages 4.4 from 699 ratings.

### Do ONPointe Mobile or Smart Data have ads?

Neither ONPointe Mobile nor Smart Data shows ads.

### Which is updated more often, ONPointe Mobile or Smart Data?

ONPointe Mobile ships an update every 8 months, and Smart Data monthly. Most recently, ONPointe Mobile was updated on September 14, 2026 and Smart Data on September 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*