# TDB Online vs XacBank

The clearest difference is rating: TDB Online at 2.9 against XacBank's 2.6. TDB Online also leads on review sentiment (12% vs 0%) and iOS requirement (12.0 vs 15.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

TDB Online holds the better App Store score, 2.9 against 2.6. Both are backed by a comparable volume of ratings — 34 and 57 respectively. Written reviews point the same way: 12% of TDB Online's written reviews are positive against 0% of XacBank's.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on August 12, 2026 and August 19, 2026 respectively.

## The numbers

| Metric | TDB Online | XacBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.9 (34 ratings)](https://appshunter.io/ios/app/tdb-online/id1458831706/reviews)** | [2.6 (57 ratings)](https://appshunter.io/ios/app/xacbank/id1534265552/reviews) |
| Number of ratings | 34 | **57** |
| Positive reviews | **11.8% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 86 MB | 139 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Trade and Development Bank LLC](https://appshunter.io/developer/663172468) | [Xac Bank](https://appshunter.io/developer/781439024) |

## What reviewers say

### TDB Online

[App page](https://appshunter.io/ios/app/tdb-online/id1458831706)

Manage your bank accounts, make transactions, and access various financial services securely from your mobile device. This app allows for easy bill payments, loan applications, and card management.

**Highlights:** Account management, Interbank and international transactions, QR payments, Loan applications, Card ordering and management, Bill payments, Fingerprint authentication

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### XacBank

[App page](https://appshunter.io/ios/app/xacbank/id1534265552)

Manage your finances with a comprehensive banking app. Perform various transactions, manage accounts, apply for loans, and order cards. New users can onboard digitally without visiting a branch.

**Highlights:** Internal and external bank transfers, Interbank and international money transfers, Bill payments, Account management and opening, Loan applications and management, Card ordering and management, Branch and ATM locator

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is TDB Online free?

TDB Online is free to download, with no in-app purchases.

### Is XacBank free?

XacBank is free to download, with no in-app purchases.

### Which has better reviews, TDB Online or XacBank?

TDB Online is rated higher. TDB Online averages 2.9 out of 5 from 34 ratings, while XacBank averages 2.6 from 57 ratings.

### Do TDB Online or XacBank have ads?

Neither TDB Online nor XacBank shows ads.

### Which is updated more often, TDB Online or XacBank?

TDB Online ships an update every 3 weeks, and XacBank every 3 weeks. Most recently, TDB Online was updated on August 12, 2026 and XacBank on August 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*