# Займы.рф vs Кредит Plus

The clearest difference is ads: Займы.рф at none against Кредит Plus's shown. Займы.рф also leads on update cadence (every 3 weeks vs every 2 months) and monetization model (free vs ad-supported). Кредит Plus's advantage is review sentiment (88% vs 75%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Займы.рф ships an update every 3 weeks, Кредит Plus every 2 months. The most recent releases landed on August 14, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | Займы.рф | Кредит Plus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (3 ratings)](https://appshunter.io/ios/app/plus/id1600641202/reviews)** |
| Number of ratings | — | **3** |
| Positive reviews | 75.0% of reviews | **87.5% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 weeks** | Every 2 months |
| Monetization | **Free** | Ad-supported |
| Size | 41 MB | 46 MB |
| Requires iOS | 13.0 | **12.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [EKSPRESSDENGI, OOO](https://appshunter.io/developer/1459227740) | [AURUS, OOO](https://appshunter.io/developer/1600641204) |

## What reviewers say

### Займы.рф

[App page](https://appshunter.io/ios/app/id1459227741)

Access quick microloans up to 100,000 ₽ with flexible repayment options. Get 10% back on paid interest and enjoy a free credit score check. Earn rewards and bonuses for referrals and timely payments.

**Highlights:** Microloans up to 100,000 ₽, Flexible repayment terms, 10% cashback on interest, Free credit score check, Loan extension options, Referral program

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Кредит Plus

[App page](https://appshunter.io/ios/app/plus/id1600641202)

Get quick online loans for any need. This app offers transparent and secure microloans with no hidden fees. Apply easily and receive funds directly to your card.

**Highlights:** Quick online loans, Microloans to card, Transparent terms, No hidden fees, 24/7 availability, Fast application process

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Займы.рф free?

Займы.рф is free to download, with no in-app purchases.

### Is Кредит Plus free?

Кредит Plus is free to download, with no in-app purchases.

### Do Займы.рф or Кредит Plus have ads?

Кредит Plus shows ads; Займы.рф does not.

### Which is updated more often, Займы.рф or Кредит Plus?

Займы.рф ships an update every 3 weeks, and Кредит Plus every 2 months. Most recently, Займы.рф was updated on August 14, 2026 and Кредит Plus on September 17, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*