# FirstCCU vs FNBT Personal Mobile Banking

FirstCCU and FNBT Personal Mobile Banking both sit at 4.8 stars, but that hides the real split: 75% of FirstCCU's written reviews are positive against 24% of FNBT Personal Mobile Banking's. FirstCCU also leads on update cadence (monthly vs every 10 months). FNBT Personal Mobile Banking's advantage is monetization model (free vs ad-supported) and iOS requirement (14.7 vs 18.4). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FirstCCU against 4.7 for FNBT Personal Mobile Banking. Both are backed by a comparable volume of ratings — 1.9K and 1.6K respectively. Written reviews are what separate them: 75% of FirstCCU's written reviews are positive against 24% of FNBT Personal Mobile Banking's.

FirstCCU ships an update monthly, FNBT Personal Mobile Banking every 10 months. The most recent releases landed on November 11, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FirstCCU | FNBT Personal Mobile Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/firstccu/id1459324007/reviews)** | [4.7 (1.6K ratings)](https://appshunter.io/ios/app/fnbt-personal-mobile-banking/id1514684262/reviews) |
| Number of ratings | **1.9K** | 1.6K |
| Positive reviews | **75.0% of reviews** | 23.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 10 months |
| Monetization | Ad-supported | **Free** |
| Size | 197 MB | 114 MB |
| Requires iOS | 18.4 | **14.7** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [First Community Credit Union of Beloit INC](https://appshunter.io/developer/1459324006) | [First National Bank and Trust](https://appshunter.io/developer/510414814) |

## What reviewers say

### FirstCCU

[App page](https://appshunter.io/ios/app/firstccu/id1459324007)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🤝 Good customer support

**What reviewers complain about**

- 🐛 Occasional technical issues
- 🤔 Not very user-friendly
- 🔍 Difficult to navigate

**Reported bugs**

- Check image viewing not working
- App crashing during maintenance

**Requested features**

- Ability to view check images
- Option to set up multiple users/accounts
- Improved search and filtering capabilities


### FNBT Personal Mobile Banking

[App page](https://appshunter.io/ios/app/fnbt-personal-mobile-banking/id1514684262)

Securely manage your finances on the go. Deposit checks with photos, send money to friends, and easily track balances, transactions, and bills. Locate nearby ATMs and branches.

**Highlights:** Mobile check deposit, Send money to friends and family, View account balances and transactions, Transfer funds between accounts, Pay bills, Find ATMs and branches

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is FirstCCU free?

FirstCCU is free to download, with no in-app purchases.

### Is FNBT Personal Mobile Banking free?

FNBT Personal Mobile Banking is free to download, with no in-app purchases.

### Which has better reviews, FirstCCU or FNBT Personal Mobile Banking?

FirstCCU is rated higher. FirstCCU averages 4.8 out of 5 from 1.9K ratings, while FNBT Personal Mobile Banking averages 4.7 from 1.6K ratings.

### Do FirstCCU or FNBT Personal Mobile Banking have ads?

Neither FirstCCU nor FNBT Personal Mobile Banking shows ads.

### Which is updated more often, FirstCCU or FNBT Personal Mobile Banking?

FirstCCU ships an update monthly, and FNBT Personal Mobile Banking every 10 months. Most recently, FirstCCU was updated on November 11, 2026 and FNBT Personal Mobile Banking on November 3, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*