# FirstCCU vs Holcomb Bank Consumer

The clearest difference is ads: FirstCCU at none against Holcomb Bank Consumer's shown. FirstCCU also leads on update cadence (monthly vs every 3 months) and ratings volume (1.9K vs 176). Holcomb Bank Consumer's advantage is monetization model (free vs ad-supported) and iOS requirement (15.0 vs 18.4). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for FirstCCU against 4.7 for Holcomb Bank Consumer. That said, the two scores are not equally well evidenced: FirstCCU has 1.9K ratings behind it against 176, so its average is the more settled of the two.

FirstCCU ships an update monthly, Holcomb Bank Consumer every 3 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | FirstCCU | Holcomb Bank Consumer |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/firstccu/id1459324007/reviews)** | [4.7 (176 ratings)](https://appshunter.io/ios/app/holcomb-bank-consumer/id1535812115/reviews) |
| Number of ratings | **1.9K** | 176 |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Ad-supported | **Free** |
| Size | 197 MB | 114 MB |
| Requires iOS | 18.4 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [First Community Credit Union of Beloit INC](https://appshunter.io/developer/1459324006) | [Holcomb State Bank](https://appshunter.io/developer/876529221) |

## What reviewers say

### FirstCCU

[App page](https://appshunter.io/ios/app/firstccu/id1459324007)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🤝 Good customer support

**What reviewers complain about**

- 🐛 Occasional technical issues
- 🤔 Not very user-friendly
- 🔍 Difficult to navigate

**Reported bugs**

- Check image viewing not working
- App crashing during maintenance

**Requested features**

- Ability to view check images
- Option to set up multiple users/accounts
- Improved search and filtering capabilities


### Holcomb Bank Consumer

[App page](https://appshunter.io/ios/app/holcomb-bank-consumer/id1535812115)

Manage your finances on the go with secure online banking access. View balances, check history, pay bills, transfer funds, and make mobile deposits. Locate nearby branches and ATMs easily.

**Highlights:** View account balances, Check account history, Pay bills, Transfer funds, Mobile deposits, Find ATM/branch locations

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is FirstCCU free?

FirstCCU is free to download, with no in-app purchases.

### Is Holcomb Bank Consumer free?

Holcomb Bank Consumer is free to download, with no in-app purchases.

### Which has better reviews, FirstCCU or Holcomb Bank Consumer?

FirstCCU is rated higher. FirstCCU averages 4.8 out of 5 from 1.9K ratings, while Holcomb Bank Consumer averages 4.7 from 176 ratings.

### Do FirstCCU or Holcomb Bank Consumer have ads?

Holcomb Bank Consumer shows ads; FirstCCU does not.

### Which is updated more often, FirstCCU or Holcomb Bank Consumer?

FirstCCU ships an update monthly, and Holcomb Bank Consumer every 3 months. Most recently, FirstCCU was updated on November 6, 2026 and Holcomb Bank Consumer on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*