# FirstCCU vs Midland Business Access

The clearest difference is iOS requirement: Midland Business Access at 16.0 against FirstCCU's 18.4. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

FirstCCU ships an update monthly, Midland Business Access every 5 weeks. The most recent releases landed on November 3, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | FirstCCU | Midland Business Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/firstccu/id1459324007/reviews)** | — |
| Number of ratings | **1.9K** | — |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 5 weeks |
| Monetization | Ad-supported | — |
| Size | 197 MB | 48 MB |
| Requires iOS | 18.4 | **16.0** |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 12+ | 4+ |
| Developer | [First Community Credit Union of Beloit INC](https://appshunter.io/developer/1459324006) | [Midland States Bank](https://appshunter.io/developer/842603866) |

## What reviewers say

### FirstCCU

[App page](https://appshunter.io/ios/app/firstccu/id1459324007)

Consolidate all your financial accounts from various institutions into one convenient platform. Manage transactions, set alerts, make payments, and deposit checks with ease. Securely access your finances on the go.

**Highlights:** Aggregate financial accounts, Organize transactions with tags and notes, Set balance alerts, Make payments and transfers, Mobile check deposit, Debit card management, View statements

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient features
- 💳 Helpful for managing accounts
- 🤝 Good customer support

**What reviewers complain about**

- 🐛 Occasional technical issues
- 🤔 Not very user-friendly
- 🔍 Difficult to navigate

**Reported bugs**

- Check image viewing not working
- App crashing during maintenance

**Requested features**

- Ability to view check images
- Option to set up multiple users/accounts
- Improved search and filtering capabilities


### Midland Business Access

[App page](https://appshunter.io/ios/app/midland-business-access/id6760023272)

**Features:** macOS Compatibility, Apple Watch app, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is FirstCCU free?

FirstCCU is free to download, with no in-app purchases.

### Is Midland Business Access free?

Midland Business Access is free to download, with no in-app purchases.

### Do FirstCCU or Midland Business Access have ads?

Neither FirstCCU nor Midland Business Access shows ads.

### Which is updated more often, FirstCCU or Midland Business Access?

FirstCCU ships an update monthly, and Midland Business Access every 5 weeks. Most recently, FirstCCU was updated on November 3, 2026 and Midland Business Access on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*