# Hard Money Calculator vs MonarchAgent ONE

The clearest difference is in-app purchases: Hard Money Calculator at none against MonarchAgent ONE's 2. Hard Money Calculator also leads on update cadence (fortnightly vs every 8 months) and iOS requirement (10.0 vs 16.0). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. MonarchAgent ONE sells 2 in-app purchases, starting at $0.99 per month. Hard Money Calculator asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 5.0 for Hard Money Calculator against 5.0 for MonarchAgent ONE. Both are backed by a comparable volume of ratings — 3 and 2 respectively.

Hard Money Calculator ships an update fortnightly, MonarchAgent ONE every 8 months. The most recent releases landed on October 2, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Hard Money Calculator | MonarchAgent ONE |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (3 ratings)](https://appshunter.io/ios/app/hard-money-calculator/id1459331161/reviews) | [5.0 (2 ratings)](https://appshunter.io/ios/app/monarchagent-one/id1583950607/reviews) |
| Number of ratings | **3** | 2 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 8 months |
| Monetization | **Free** | Freemium |
| Size | 33 MB | 357 MB |
| Requires iOS | **10.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 9+ |
| Developer | [Noble Mortgage & Investments, LLC](https://appshunter.io/developer/1459331160) | [MONARCH TITLE OF TEXAS](https://appshunter.io/developer/1583950609) |

## What reviewers say

### Hard Money Calculator

[App page](https://appshunter.io/ios/app/hard-money-calculator/id1459331161)

This app helps users in Texas estimate down payments and pre-qualify for hard money or rehab to perm loans. It facilitates the loan application process by collecting contact information for follow-up.

**Highlights:** Estimate down payments, Pre-qualify for loans, Hard money loan calculations, Rehab to perm loan estimates, Texas-specific financing

**Features:** macOS Compatibility

**In-app purchases:** none


### MonarchAgent ONE

[App page](https://appshunter.io/ios/app/monarchagent-one/id1583950607)

This app provides real estate professionals with quick and accurate closing cost calculations for buyers and sellers. Generate professional net sheets and estimates in seconds, with city/county specific data. A premium subscription offers advanced features.

**Highlights:** City/county specific closing cost calculations, Generate seller net sheets, Generate buyer estimates, Preloaded calculations, Professional client presentations, Free 30-day trial for premium

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $0.99 | per month |
| Yearly | $9.99 | per year |


## Frequently asked questions

### Is Hard Money Calculator free?

Hard Money Calculator is free to download, with no in-app purchases.

### Is MonarchAgent ONE free?

MonarchAgent ONE is free to download, with in-app purchases available.

### Which has better reviews, Hard Money Calculator or MonarchAgent ONE?

Hard Money Calculator and MonarchAgent ONE are both rated 5.0 out of 5 on the App Store, from 3 and 2 ratings respectively.

### Do Hard Money Calculator or MonarchAgent ONE have ads?

Neither Hard Money Calculator nor MonarchAgent ONE shows ads.

### Which is updated more often, Hard Money Calculator or MonarchAgent ONE?

Hard Money Calculator ships an update fortnightly, and MonarchAgent ONE every 8 months. Most recently, Hard Money Calculator was updated on October 2, 2026 and MonarchAgent ONE on October 24, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*