# BM Soft Token vs CIB Mobile Banking App

The clearest difference is rating: CIB Mobile Banking App at 3.1 against BM Soft Token's 1.8. CIB Mobile Banking App also leads on review sentiment (39% vs 5%) and update cadence (monthly vs every 14 months). BM Soft Token's advantage is iOS requirement (13.0 vs 16). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CIB Mobile Banking App holds the better App Store score, 3.1 against 1.8. Both are backed by a comparable volume of ratings — 68 and 122 respectively. Written reviews point the same way: 5% of BM Soft Token's written reviews are positive against 39% of CIB Mobile Banking App's.

BM Soft Token ships an update every 14 months, CIB Mobile Banking App monthly. The most recent releases landed on August 15, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | BM Soft Token | CIB Mobile Banking App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.8 (68 ratings)](https://appshunter.io/ios/app/bm-soft-token/id1459372710/reviews) | **[3.1 (122 ratings)](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705/reviews)** |
| Number of ratings | 68 | **122** |
| Positive reviews | 5.1% of reviews | **39.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 14 months | **Monthly** |
| Monetization | Free | Free |
| Size | 7 MB | 57 MB |
| Requires iOS | **13.0** | 16 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) | [Commercial International Bank (Egypt) S.A.E](https://appshunter.io/developer/1010238465) |

## What reviewers say

### BM Soft Token

[App page](https://appshunter.io/ios/app/bm-soft-token/id1459372710)

Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.

**Highlights:** Generate One-Time Passwords (OTPs), Secure online banking authorization, No physical token required, Offline functionality after activation

**Features:** macOS Compatibility

**In-app purchases:** none


### CIB Mobile Banking App

[App page](https://appshunter.io/ios/app/cib-mobile-banking-app/id6618151705)

A redesigned mobile banking application offering an intuitive, user-friendly, and secure platform. Manage accounts, cards, investments, and payments with enhanced functionality and seamless navigation. Save time and gain control over your finances anytime, anywhere.

**Highlights:** Intuitive and modern interface, Biometric login (fingerprint/face-ID), Comprehensive account management, Full card control and activation, Seamless money transfers (domestic & international), Bill and charity payments, Investment portfolio management

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Stable and better performance
- 💡 Much-needed improvement over old app

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Unable to view transaction history and account balances
- 🐛 Redirection to external websites with 404 errors

**Reported bugs**

- App not working for users with developer mode enabled
- Inability to scroll or interact with home page

**Requested features**

- Allow login with biometrics (FaceID, fingerprint)
- Eliminate mandatory password changes every 6 months
- Integrate bonus program within the app


## Frequently asked questions

### Is BM Soft Token free?

BM Soft Token is free to download, with no in-app purchases.

### Is CIB Mobile Banking App free?

CIB Mobile Banking App is free to download, with no in-app purchases.

### Which has better reviews, BM Soft Token or CIB Mobile Banking App?

CIB Mobile Banking App is rated higher. BM Soft Token averages 1.8 out of 5 from 68 ratings, while CIB Mobile Banking App averages 3.1 from 122 ratings.

### Do BM Soft Token or CIB Mobile Banking App have ads?

Neither BM Soft Token nor CIB Mobile Banking App shows ads.

### Which is updated more often, BM Soft Token or CIB Mobile Banking App?

BM Soft Token ships an update every 14 months, and CIB Mobile Banking App monthly. Most recently, BM Soft Token was updated on August 15, 2026 and CIB Mobile Banking App on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*