# BM Soft Token vs Settled

The clearest difference is in-app purchases: BM Soft Token at none against Settled's 3. BM Soft Token also leads on iOS requirement (13.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Settled sells 3 in-app purchases, starting at $3.99 per month. BM Soft Token asks for nothing beyond the download.

## The numbers

| Metric | BM Soft Token | Settled |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.8 (68 ratings)](https://appshunter.io/ios/app/bm-soft-token/id1459372710/reviews)** | — |
| Number of ratings | **68** | — |
| Positive reviews | 5.1% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 14 months | — |
| Monetization | Free | — |
| Size | 7 MB | 3 MB |
| Requires iOS | **13.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Banque Misr S.A.E](https://appshunter.io/developer/1198210183) | [BRIAN PATRICK COLEMAN](https://appshunter.io/developer/1886758645) |

## What reviewers say

### BM Soft Token

[App page](https://appshunter.io/ios/app/bm-soft-token/id1459372710)

Generate One-Time Passwords (OTPs) for secure online banking transactions. This app eliminates the need for a physical token device and works offline after initial activation.

**Highlights:** Generate One-Time Passwords (OTPs), Secure online banking authorization, No physical token required, Offline functionality after activation

**Features:** macOS Compatibility

**In-app purchases:** none


### Settled

[App page](https://appshunter.io/ios/app/settled-split-the-bill/id6814283274)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Settled Pro - Monthly | $3.99 | per month |
| Settled Pro - Yearly | $19.99 | per year |
| Settled Pro - Lifetime | $34.99 | one-time |


## Frequently asked questions

### Is BM Soft Token free?

BM Soft Token is free to download, with no in-app purchases.

### Is Settled free?

Settled is free to download, with in-app purchases available.

### Do BM Soft Token or Settled have ads?

Neither BM Soft Token nor Settled shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*