# 24 vs Card2Wallet®

The clearest difference is rating: Card2Wallet® at 2.0 against 24's 1.3. Card2Wallet® also leads on update cadence (every 6 months vs every 62 months) and review sentiment (33% vs 7%). 24's advantage is ratings volume (26 vs 4) and device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Card2Wallet® holds the better App Store score, 2.0 against 1.3. That said, the two scores are not equally well evidenced: 24 has 26 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 7% of 24's written reviews are positive against 33% of Card2Wallet®'s.

24 ships an update every 62 months, Card2Wallet® every 6 months. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | 24 | Card2Wallet® |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (26 ratings)](https://appshunter.io/ios/app/24-7-card-access/id1459554539/reviews) | **[2.0 (4 ratings)](https://appshunter.io/ios/app/card2wallet/id6737997959/reviews)** |
| Number of ratings | **26** | 4 |
| Positive reviews | 7.1% of reviews | **33.3% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 62 months | **Every 6 months** |
| Monetization | Free | Free |
| Size | 7 MB | 15 MB |
| Requires iOS | **13.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [First Arkansas Bank & Trust](https://appshunter.io/developer/443996476) | [UMB Financial Corporation](https://appshunter.io/developer/446955888) |

## What reviewers say

### 24

[App page](https://appshunter.io/ios/app/24-7-card-access/id1459554539)

Manage your credit card accounts on the go. Check balances, make payments, and request changes like credit limit increases or additional cardholders. You can also freeze your account to prevent transactions and access e-statements.

**Highlights:** Check balances and available credit, Make and manage payments, Request additional cardholders, Request credit limit increase, Activate new cards, Manage account alerts, View and download e-statements, Freeze/unfreeze account

**Features:** macOS Compatibility

**In-app purchases:** none


### Card2Wallet®

[App page](https://appshunter.io/ios/app/card2wallet/id6737997959)

Easily add eligible UMB Bank cards to your Apple Wallet. Authenticate through a secure process to provision your card for digital use. This app clip streamlines the card addition process for a convenient mobile payment experience.

**Highlights:** Add eligible UMB Bank cards, Integrates with Apple Wallet, Secure user authentication, Streamlined card provisioning, App clip functionality

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 24 free?

24 is free to download, with no in-app purchases.

### Is Card2Wallet® free?

Card2Wallet® is free to download, with no in-app purchases.

### Which has better reviews, 24 or Card2Wallet®?

Card2Wallet® is rated higher. 24 averages 1.3 out of 5 from 26 ratings, while Card2Wallet® averages 2.0 from 4 ratings.

### Do 24 or Card2Wallet® have ads?

Neither 24 nor Card2Wallet® shows ads.

### Which is updated more often, 24 or Card2Wallet®?

24 ships an update every 62 months, and Card2Wallet® every 6 months. Most recently, 24 was updated on November 3, 2026 and Card2Wallet® on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*