# 24 vs Groundwork

The clearest difference is rating: Groundwork at 5.0 against 24's 1.3. Groundwork also leads on update cadence (every 3 weeks vs every 62 months). 24's advantage is ratings volume (26 vs 3) and iOS requirement (13.0 vs 15.6). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Groundwork holds the better App Store score, 5.0 against 1.3. That said, the two scores are not equally well evidenced: 24 has 26 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 7% of 24's written reviews are positive against 0% of Groundwork's, so the app with the better star average is not the one people write more warmly about.

24 ships an update every 62 months, Groundwork every 3 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 24 | Groundwork |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [1.3 (26 ratings)](https://appshunter.io/ios/app/24-7-card-access/id1459554539/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/groundwork-card/id6744895037/reviews)** |
| Number of ratings | **26** | 3 |
| Positive reviews | **7.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 62 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 7 MB | 66 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Arkansas Bank & Trust](https://appshunter.io/developer/443996476) | [RAI Partners](https://appshunter.io/developer/1702931527) |

## What reviewers say

### 24

[App page](https://appshunter.io/ios/app/24-7-card-access/id1459554539)

Manage your credit card accounts on the go. Check balances, make payments, and request changes like credit limit increases or additional cardholders. You can also freeze your account to prevent transactions and access e-statements.

**Highlights:** Check balances and available credit, Make and manage payments, Request additional cardholders, Request credit limit increase, Activate new cards, Manage account alerts, View and download e-statements, Freeze/unfreeze account

**Features:** macOS Compatibility

**In-app purchases:** none


### Groundwork

[App page](https://appshunter.io/ios/app/groundwork-card/id6744895037)

Manage your credit card conveniently on the go. View transactions, make payments, report lost cards, and set alerts. Secure access with multi-factor authentication.

**Highlights:** View transactions, Make payments, Report lost/stolen card, Raise transaction disputes, Set alerts and controls, Set travel notifications

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is 24 free?

24 is free to download, with no in-app purchases.

### Is Groundwork free?

Groundwork is free to download, with no in-app purchases.

### Which has better reviews, 24 or Groundwork?

Groundwork is rated higher. 24 averages 1.3 out of 5 from 26 ratings, while Groundwork averages 5.0 from 3 ratings.

### Do 24 or Groundwork have ads?

Neither 24 nor Groundwork shows ads.

### Which is updated more often, 24 or Groundwork?

24 ships an update every 62 months, and Groundwork every 3 weeks. Most recently, 24 was updated on October 24, 2026 and Groundwork on October 12, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*