# Finsplit vs Bill Bear

The clearest difference is review sentiment: Bill Bear at 99% against Finsplit's 0%. Bill Bear also leads on rating (4.9 vs 3.1). Finsplit's advantage is ads (none vs shown) and iOS requirement (12.0 vs 17.0). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Both are free to download. Finsplit sells 10 in-app purchases, starting at $4.99 per month and Bill Bear sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

Bill Bear holds the better App Store score, 4.9 against 3.1. Both are backed by a comparable volume of ratings — 16 and 34 respectively. Written reviews point the same way: 0% of Finsplit's written reviews are positive against 99% of Bill Bear's.

Finsplit ships an update weekly, Bill Bear every 8 days. Both last shipped on October 20, 2026.

## The numbers

| Metric | Finsplit | Bill Bear |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (16 ratings)](https://appshunter.io/ios/app/finsplit-split-expenses/id1459642729/reviews) | **[4.9 (34 ratings)](https://appshunter.io/ios/app/bill-bear/id1517198232/reviews)** |
| Number of ratings | 16 | **34** |
| Positive reviews | 0.0% of reviews | **98.7% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Weekly** | Every 8 days |
| Monetization | Freemium | Free with in-app purchases |
| Size | 97 MB | 67 MB |
| Requires iOS | **12.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [AppsX](https://appshunter.io/developer/1460141469) | [XING YU SU](https://appshunter.io/developer/528257903) |

## What reviewers say

### Finsplit

[App page](https://appshunter.io/ios/app/finsplit-split-expenses/id1459642729)

Easily manage group expenses and split bills for travel, events, or household budgets. Features include real-time shared access, voice input, and multi-currency support. Leave the stress of calculating and managing finances behind.

**Highlights:** No registration required, Online & offline functionality, Real-time shared expense editing, Expenses organized by groups, Instant synchronization, Voice input support, Multi-currency with real-time conversion

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Finsplit Full Access | $4.99 | per month |
| Finsplit Full Access | $4.99 | per month |
| Finsplit Full Access | $4.99 | per 7 days |
| Finsplit Full Access | $9.99 | per month |
| Finsplit Full Access | $17.99 | per 3 months |
| Finsplit Full Access | $29.99 | per year |
| Finsplit Full Access | $39.99 | per year |
| Finsplit Full Access | $39.99 | per year |
| 10 Expenses Pack | $1.99 | one-time |
| Life-time Purchase | $29.99 | one-time |


### Bill Bear

[App page](https://appshunter.io/ios/app/bill-bear/id1517198232)

Easily split expenses with friends, family, or travel companions. This app allows real-time syncing, offline functionality, and supports all global currencies. Customize categories and enjoy a great user experience.

**Highlights:** Group expense sharing, Real-time data sync, Offline functionality, No registration required, Global currency support, Customizable categories, Built-in calculator

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Premium Plan | $0.99 | per month |
| Yearly Premium Plan | $9.99 | per year |


## Frequently asked questions

### Is Finsplit free?

Finsplit is free to download, with in-app purchases available.

### Is Bill Bear free?

Bill Bear is free to download, with in-app purchases available.

### Which has better reviews, Finsplit or Bill Bear?

Bill Bear is rated higher. Finsplit averages 3.1 out of 5 from 16 ratings, while Bill Bear averages 4.9 from 34 ratings.

### Do Finsplit or Bill Bear have ads?

Bill Bear shows ads; Finsplit does not.

### Which is updated more often, Finsplit or Bill Bear?

Finsplit ships an update weekly, and Bill Bear every 8 days. Most recently, Finsplit was updated on October 20, 2026 and Bill Bear on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*