# PCBL Mobile App vs Settl

The clearest difference is update cadence: Settl at every 5 days against PCBL Mobile App's every 12 months. PCBL Mobile App's advantage is iOS requirement (13.2 vs 15.0). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PCBL Mobile App ships an update every 12 months, Settl every 5 days. The most recent releases landed on October 14, 2026 and October 10, 2026 respectively.

## The numbers

| Metric | PCBL Mobile App | Settl |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359/reviews)** |
| Number of ratings | — | **1** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 5 days** |
| Monetization | — | Free |
| Size | 70 MB | 80 MB |
| Requires iOS | **13.2** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [THE PRATAP CO-OPERATIVE BANK LIMITED](https://appshunter.io/developer/1459750041) | [Rahul Raina](https://appshunter.io/developer/1895844278) |

## What reviewers say

### PCBL Mobile App

[App page](https://appshunter.io/ios/app/pcbl-mobile-app/id1459750042)

**Features:** macOS Compatibility

**In-app purchases:** none


### Settl

[App page](https://appshunter.io/ios/app/settl-split-bills-by-voice/id6764597359)

Easily split expenses with friends and family using voice commands. Log, split, and track shared costs for trips, dinners, or rent, with automatic currency conversion for travel. Offers a voice-first experience but also supports traditional tap-based input.

**Highlights:** Voice-activated expense logging, Flexible splitting methods, Group and individual expense tracking, Multi-currency support with auto-conversion, Detailed activity feed, Optional tap-based interface

**In-app purchases:** none


## Frequently asked questions

### Is PCBL Mobile App free?

PCBL Mobile App is free to download, with no in-app purchases.

### Is Settl free?

Settl is free to download, with no in-app purchases.

### Do PCBL Mobile App or Settl have ads?

Neither PCBL Mobile App nor Settl shows ads.

### Which is updated more often, PCBL Mobile App or Settl?

PCBL Mobile App ships an update every 12 months, and Settl every 5 days. Most recently, PCBL Mobile App was updated on October 14, 2026 and Settl on October 10, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*