# Boya vs M

The clearest difference is review sentiment: Boya at 100% against M's 0%. Boya also leads on rating (5.0 vs 3.0) and update cadence (weekly vs every 2 months). M's advantage is iOS requirement (12.0 vs 15.5). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Boya holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews point the same way: 100% of Boya's written reviews are positive against 0% of M's.

Boya ships an update weekly, M every 2 months. The most recent releases landed on September 27, 2026 and July 23, 2026 respectively.

## The numbers

| Metric | Boya | M |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/boya/id1459785086/reviews)** | [3.0 (1 ratings)](https://appshunter.io/ios/app/m-stima/id6472655198/reviews) |
| Number of ratings | 1 | 1 |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 months |
| Monetization | Free | Free |
| Size | 153 MB | 153 MB |
| Requires iOS | 15.5 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Boya Ltd](https://appshunter.io/developer/1535926336) | [STIMA SAVINGS AND CREDIT CO-OPERATIVE SOCIETY](https://appshunter.io/developer/1717406218) |

## What reviewers say

### Boya

[App page](https://appshunter.io/ios/app/boya/id1459785086)

This platform helps small businesses manage their expenses and payments efficiently. It provides a centralized location to track spending details, enabling smarter financial decisions.

**Highlights:** Expense tracking, Payment management, Spending organization, Financial decision support, All-in-one platform

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### M

[App page](https://appshunter.io/ios/app/m-stima/id6472655198)

This mobile banking app offers a secure and convenient way for customers to manage their finances. It allows users to access accounts, send money, withdraw cash, transfer funds, and purchase airtime. Additionally, it provides access to instant loans and a channel to repay Sacco loans, along with viewing bank statements and loan viability.

**Highlights:** Account access, Money transfers, Cash withdrawal, Airtime purchase, Instant loans, Loan repayment, View bank statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Boya free?

Boya is free to download, with no in-app purchases.

### Is M free?

M is free to download, with no in-app purchases.

### Which has better reviews, Boya or M?

Boya is rated higher. Boya averages 5.0 out of 5 from 1 ratings, while M averages 3.0 from 1 ratings.

### Do Boya or M have ads?

Neither Boya nor M shows ads.

### Which is updated more often, Boya or M?

Boya ships an update weekly, and M every 2 months. Most recently, Boya was updated on September 27, 2026 and M on July 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*