# Kompanion vs Zero

The clearest difference is review sentiment: Zero at 80% against Kompanion's 33%. Kompanion's advantage is rating (4.4 vs 2.3) and ratings volume (71 vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Kompanion holds the better App Store score, 4.4 against 2.3. That said, the two scores are not equally well evidenced: Kompanion has 71 ratings behind it against 3, so its average is the more settled of the two. Written reviews complicate that: 33% of Kompanion's written reviews are positive against 80% of Zero's, so the app with the better star average is not the one people write more warmly about.

Kompanion ships an update weekly, Zero every 2 weeks. The most recent releases landed on September 24, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Kompanion | Zero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (71 ratings)](https://appshunter.io/ios/app/kompanion/id1459828752/reviews)** | [2.3 (3 ratings)](https://appshunter.io/ios/app/zero/id6738506887/reviews) |
| Number of ratings | **71** | 3 |
| Positive reviews | 32.7% of reviews | **80.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Weekly** | Every 2 weeks |
| Monetization | **Free** | Ad-supported |
| Size | 414 MB | 195 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Банк Компаньон](https://appshunter.io/developer/1282298477) | [Technologia CA](https://appshunter.io/developer/1781062573) |

## What reviewers say

### Kompanion

[App page](https://appshunter.io/ios/app/kompanion/id1459828752)

This mobile banking and e-wallet app allows 24/7 transactions. Send money, pay bills from over 200 providers, manage deposits, and repay loans easily.

**Highlights:** 24/7 mobile banking, Money transfers (domestic & international), Bill payments (200+ providers), Online deposit management, Loan repayment

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Zero

[App page](https://appshunter.io/ios/app/zero/id6738506887)

Purchase items now and pay in installments with zero interest and no down payment. Easily apply for a credit limit through the app and manage all your purchases and payments in one place. Access a wide network of partners for various goods and services.

**Highlights:** 0% interest and down payment, Wide network of partner stores, Easy online registration and limit approval, Catalog and map view of partners, Simple financial control and payment tracking, 24/7 multi-channel customer support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Kompanion free?

Kompanion is free to download, with no in-app purchases.

### Is Zero free?

Zero is free to download, with no in-app purchases.

### Which has better reviews, Kompanion or Zero?

Kompanion is rated higher. Kompanion averages 4.4 out of 5 from 71 ratings, while Zero averages 2.3 from 3 ratings.

### Do Kompanion or Zero have ads?

Neither Kompanion nor Zero shows ads.

### Which is updated more often, Kompanion or Zero?

Kompanion ships an update weekly, and Zero every 2 weeks. Most recently, Kompanion was updated on September 24, 2026 and Zero on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*