# HSBC UAE vs ENBD X

The clearest difference is monetization model: ENBD X at free against HSBC UAE's free with in-app purchases. ENBD X also leads on review sentiment (51% vs 33%) and update cadence (weekly vs fortnightly). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for HSBC UAE against 4.7 for ENBD X. That said, the two scores are not equally well evidenced: ENBD X has 19K ratings behind it against 3.2K, so its average is the more settled of the two. Written reviews are what separate them: 33% of HSBC UAE's written reviews are positive against 51% of ENBD X's.

HSBC UAE ships an update fortnightly, ENBD X weekly. Both last shipped on October 28, 2026.

## The numbers

| Metric | HSBC UAE | ENBD X |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (3.2K ratings)](https://appshunter.io/ios/app/hsbc-uae/id1459836567/reviews)** | [4.7 (19K ratings)](https://appshunter.io/ios/app/enbd-x/id1497518128/reviews) |
| Number of ratings | 3.2K | **19K** |
| Positive reviews | 33.3% of reviews | **50.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 682 MB | 693 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [Emirates NBD Bank P.J.S.C](https://appshunter.io/developer/498214446) |

## What reviewers say

### HSBC UAE

[App page](https://appshunter.io/ios/app/hsbc-uae/id1459836567)

Manage your finances conveniently and securely with this banking application. Open accounts, view balances, make transfers, manage cards, and explore investment options. Access banking services 24/7 from your mobile device.

**Highlights:** Instant account management and digital registration, View local and global account balances and transactions, Multi-currency global account for spending and transfers, Domestic and international pay and transfer options, Card management including Apple Pay integration, Installment plans for credit card limits and balances, Access to wealth solutions and investment markets

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- ✨ Significant improvements

**What reviewers complain about**

- 💰 Unfair exchange rates
- 🔍 Limited functionality
- 🐛 Frequent crashes
- 🤖 Poor customer service
- 🕰️ Slow transaction updates

**Reported bugs**

- Login issues and app freezes
- Inability to upload documents
- Inconsistent transaction display
- Face recognition not working
- App quitting during use

**Requested features**

- Global transfer capability
- Landscape mode support
- Ability to download statements
- Option to pay full credit card balance
- Improved in-app notification system


### ENBD X

[App page](https://appshunter.io/ios/app/enbd-x/id1497518128)

Manage your Emirates NBD accounts and cards securely on your phone. Access over 150 services, including instant transactions, card management, and international money transfers. Open investment portfolios and trade equities directly from the app.

**Highlights:** Manage accounts and cards, Over 150 banking services, Instant transactions, Card lock/unlock and PIN reset, Request statements and letters, Set spending/withdrawal limits, Open investment portfolios and trade equities, International money transfers

**Features:** Apple Wallet, Vision Pro support, iPhone Duo support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🚀 Convenient banking
- 🚀 Efficient app
- 🚀 Smooth experience
- 🔒 Secure app

**What reviewers complain about**

- 🐛 Buggy and glitchy
- 🐛 Crashes and freezes
- 🐛 Unreliable performance
- 🐛 Slow and unresponsive
- 🐛 Disappearing features

**Reported bugs**

- Login issues
- Beneficiary disappearance
- Incorrect account balances
- Inability to update profile details
- Failure to complete transactions

**Requested features**

- Dark mode option
- Improved transaction history
- Easier account management
- Seamless international transfers
- Enhanced security features


## Frequently asked questions

### Is HSBC UAE free?

HSBC UAE is free to download, with no in-app purchases.

### Is ENBD X free?

ENBD X is free to download, with no in-app purchases.

### Which has better reviews, HSBC UAE or ENBD X?

HSBC UAE is rated higher. HSBC UAE averages 4.7 out of 5 from 3.2K ratings, while ENBD X averages 4.7 from 19K ratings.

### Do HSBC UAE or ENBD X have ads?

Neither HSBC UAE nor ENBD X shows ads.

### Which is updated more often, HSBC UAE or ENBD X?

HSBC UAE ships an update fortnightly, and ENBD X weekly. Most recently, HSBC UAE was updated on October 28, 2026 and ENBD X on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*