# HSBC UAE vs Mal Digital

The clearest difference is review sentiment: Mal Digital at 100% against HSBC UAE's 33%. Mal Digital also leads on update cadence (every 2 days vs fortnightly) and monetization model (free vs free with in-app purchases). HSBC UAE's advantage is ratings volume (3.2K vs 3). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mal Digital holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: HSBC UAE has 3.2K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 33% of HSBC UAE's written reviews are positive against 100% of Mal Digital's.

HSBC UAE ships an update fortnightly, Mal Digital every 2 days. The most recent releases landed on October 19, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | HSBC UAE | Mal Digital |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (3.2K ratings)](https://appshunter.io/ios/app/hsbc-uae/id1459836567/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/mal-digital/id6775489610/reviews)** |
| Number of ratings | **3.2K** | 3 |
| Positive reviews | 33.3% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 2 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 682 MB | 319 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [HSBC Global Services (UK) Limited](https://appshunter.io/developer/1112071557) | [MalBank](https://appshunter.io/developer/1831945288) |

## What reviewers say

### HSBC UAE

[App page](https://appshunter.io/ios/app/hsbc-uae/id1459836567)

Manage your finances conveniently and securely with this banking application. Open accounts, view balances, make transfers, manage cards, and explore investment options. Access banking services 24/7 from your mobile device.

**Highlights:** Instant account management and digital registration, View local and global account balances and transactions, Multi-currency global account for spending and transfers, Domestic and international pay and transfer options, Card management including Apple Pay integration, Installment plans for credit card limits and balances, Access to wealth solutions and investment markets

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- ✨ Significant improvements

**What reviewers complain about**

- 💰 Unfair exchange rates
- 🔍 Limited functionality
- 🐛 Frequent crashes
- 🤖 Poor customer service
- 🕰️ Slow transaction updates

**Reported bugs**

- Login issues and app freezes
- Inability to upload documents
- Inconsistent transaction display
- Face recognition not working
- App quitting during use

**Requested features**

- Global transfer capability
- Landscape mode support
- Ability to download statements
- Option to pay full credit card balance
- Improved in-app notification system


### Mal Digital

[App page](https://appshunter.io/ios/app/mal-digital/id6775489610)

An AI-first digital bank designed with Islamic values, offering a modern approach to managing your finances. It helps you understand spending, send money internationally, and save for goals, all within one intuitive platform.

**Highlights:** AI-first banking experience, Islamic values guided, International money transfers, Spending analysis, Savings goals, Zakat calculation

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is HSBC UAE free?

HSBC UAE is free to download, with no in-app purchases.

### Is Mal Digital free?

Mal Digital is free to download, with no in-app purchases.

### Which has better reviews, HSBC UAE or Mal Digital?

Mal Digital is rated higher. HSBC UAE averages 4.7 out of 5 from 3.2K ratings, while Mal Digital averages 5.0 from 3 ratings.

### Do HSBC UAE or Mal Digital have ads?

Neither HSBC UAE nor Mal Digital shows ads.

### Which is updated more often, HSBC UAE or Mal Digital?

HSBC UAE ships an update fortnightly, and Mal Digital every 2 days. Most recently, HSBC UAE was updated on October 19, 2026 and Mal Digital on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*