# MTG Express vs Ruoff LO

The clearest difference is rating: MTG Express at 4.4 against Ruoff LO's 2.3. Ruoff LO's advantage is update cadence (every 5 weeks vs every 4 months) and iOS requirement (15.0 vs 18.0). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MTG Express holds the better App Store score, 4.4 against 2.3. Both are backed by a comparable volume of ratings — 14 and 16 respectively.

MTG Express ships an update every 4 months, Ruoff LO every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | MTG Express | Ruoff LO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (14 ratings)](https://appshunter.io/ios/app/mtg-express/id1459875927/reviews)** | [2.3 (16 ratings)](https://appshunter.io/ios/app/ruoff-lo/id1475302503/reviews) |
| Number of ratings | 14 | **16** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 103 MB | 103 MB |
| Requires iOS | 18.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [GVC Mortgage](https://appshunter.io/developer/1459875926) | [Ruoff](https://appshunter.io/developer/1446923926) |

## What reviewers say

### MTG Express

[App page](https://appshunter.io/ios/app/mtg-express/id1459875927)

This app streamlines the home buying process by helping users assess affordability, compare mortgage options, and manage documents. It provides real-time updates on interest rates and facilitates communication with mortgage consultants.

**Highlights:** Assess homeownership affordability, Compare mortgage lending options, Real-time loan updates, Scan and upload documents, Access consultant contact information, Explore refinancing benefits

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ruoff LO

[App page](https://appshunter.io/ios/app/ruoff-lo/id1475302503)

This mobile application provides loan officers with on-the-go access to proprietary systems and over 40 tools. It allows users to manage their business and assist clients from anywhere, eliminating the need for a laptop.

**Highlights:** On-the-go access to proprietary systems, Over 40 unique tools, Client assistance from anywhere, Laptop-free business management, Real-time information access

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MTG Express free?

MTG Express is free to download, with no in-app purchases.

### Is Ruoff LO free?

Ruoff LO is free to download, with no in-app purchases.

### Which has better reviews, MTG Express or Ruoff LO?

MTG Express is rated higher. MTG Express averages 4.4 out of 5 from 14 ratings, while Ruoff LO averages 2.3 from 16 ratings.

### Do MTG Express or Ruoff LO have ads?

Neither MTG Express nor Ruoff LO shows ads.

### Which is updated more often, MTG Express or Ruoff LO?

MTG Express ships an update every 4 months, and Ruoff LO every 5 weeks. Most recently, MTG Express was updated on October 24, 2026 and Ruoff LO on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*